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LendingOne LLC in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 54930091JQKCU3Z6IP44
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Indiana, LendingOne LLC reported 219 applications and 56 originations for 2024, $8.3m in all.

Its denial rate in the state was 69.6%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 65.0%.

Applications in the state were down 12% on 2023.

219applications in IN, 20242.6% of the lender's total
56loans originated$8.3m
69.6%denial rateIN all lenders 21.5%
—median rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersLendingOne LLC, all statesUnited States
Denial rate69.6%21.5%65.0%24.3%
Median rate spread, pp—0.5—0.3
Originations with spread of 1.5 pp or more—15.8%—15.6%
Average originated loan$149k$216k$500k$329k
Home purchase share48.2%53.1%40.3%57.0%
FHA-insured share0.0%14.5%0.0%13.4%
VA-guaranteed share0.0%6.0%0.0%7.9%

Trend by year

ApplicationsOriginations

0169.53392022: 339 Applications2023: 248 Applications2024: 219 Applications2022: 60 Originations2023: 45 Originations2024: 56 Originations202220232024
LendingOne LLC in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%40%80%2022: 80% This lender in state2023: 79.7% This lender in state2024: 69.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 48% (27)Refinancing 13% (7)Cash-out refinancing 39% (22)

By type

Conventional 100% (56)

Denial reasons as coded

Debt-to-income ratio43.8%
Unverifiable information25.8%
Collateral22.7%
Employment history7.8%
Credit history0%
Insufficient cash (downpayment, closing costs)0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 128 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Marion County6721$3.8m60.4%
Lake County4820$2.6m53.5%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did LendingOne LLC originate in Indiana in 2024?

56 loans totalling $8.3m, from 219 applications reported for properties in Indiana.

What is LendingOne LLC's denial rate in Indiana?

69.6% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 65.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does LendingOne LLC lend in most?

By originations: Marion County (21), Lake County (20).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.