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LendingOne LLC in Wisconsin

HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview

LEI 54930091JQKCU3Z6IP44
Reporting agency Department of Housing and Urban Development
State Wisconsin

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

LendingOne LLC's 2024 HMDA record for Wisconsin covers 143 applications, 56 of them originated, worth $9.2m.

Its denial rate in the state was 56.9%, above the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 65.0%.

Applications in the state were about level with 2023.

143applications in WI, 20241.7% of the lender's total
56loans originated$9.2m
56.9%denial rateWI all lenders 17.1%
—median rate spreadWI 0.2 pp

Compared with the state and the lender's national record

MeasureIn WisconsinWisconsin, all lendersLendingOne LLC, all statesUnited States
Denial rate56.9%17.1%65.0%24.3%
Median rate spread, pp—0.2—0.3
Originations with spread of 1.5 pp or more—11.0%—15.6%
Average originated loan$164k$223k$500k$329k
Home purchase share30.4%46.3%40.3%57.0%
FHA-insured share0.0%5.6%0.0%13.4%
VA-guaranteed share0.0%4.3%0.0%7.9%

Trend by year

ApplicationsOriginations

072.51452022: 120 Applications2023: 145 Applications2024: 143 Applications2022: 18 Originations2023: 38 Originations2024: 56 Originations202220232024
LendingOne LLC in Wisconsin: applications and originations, 2022–2024

This lender in stateWisconsin, all lenders

0%41.5%82.9%2022: 82.9% This lender in state2023: 69.8% This lender in state2024: 56.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Wisconsin

By purpose

Home purchase 30% (17)Home improvement 2% (1)Refinancing 13% (7)Cash-out refinancing 55% (31)

By type

Conventional 100% (56)

Denial reasons as coded

Debt-to-income ratio45.9%
Collateral29.7%
Unverifiable information20.3%
Employment history4.1%
Credit history0%
Insufficient cash (downpayment, closing costs)0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 74 denials in Wisconsin by first denial reason coded (outlined bar: all lenders in the state).

Counties in Wisconsin

CountyApplicationsOriginationsAmountDenial rate
Milwaukee County9441$5.9m50.6%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did LendingOne LLC originate in Wisconsin in 2024?

56 loans totalling $9.2m, from 143 applications reported for properties in Wisconsin.

What is LendingOne LLC's denial rate in Wisconsin?

56.9% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 65.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Wisconsin counties does LendingOne LLC lend in most?

By originations: Milwaukee County (41).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.