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Toll Brothers Mortgage Company in Texas

HMDA record for properties in Texas, calendar year 2024. National record · Texas overview

LEI 5493009BD405QQTMXO12
Reporting agency Department of Housing and Urban Development
State Texas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Toll Brothers Mortgage Company's 2024 HMDA record for Texas covers 1,232 applications, 616 of them originated, worth $329m.

Its denial rate in the state was 10.5%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 8.1%.

The median rate spread on its Texas originations was 0.1 percentage points (state median 0.2).

Applications in the state were up 37% on 2023.

1,232applications in TX, 202415.5% of the lender's total
616loans originated$329m
10.5%denial rateTX all lenders 26.0%
0.1 ppmedian rate spreadTX 0.2 pp

Compared with the state and the lender's national record

MeasureIn TexasTexas, all lendersToll Brothers Mortgage Company, all statesUnited States
Denial rate10.5%26.0%8.1%24.3%
Median rate spread, pp0.10.20.00.3
Originations with spread of 1.5 pp or more0.2%11.8%0.4%15.6%
Average originated loan$534k$350k$520k$329k
Home purchase share100.0%72.8%99.9%57.0%
FHA-insured share2.8%19.8%3.1%13.4%
VA-guaranteed share6.2%10.4%6.4%7.9%

Trend by year

ApplicationsOriginations

06161,2322022: 866 Applications2023: 902 Applications2024: 1,232 Applications2022: 355 Originations2023: 414 Originations2024: 616 Originations202220232024
Toll Brothers Mortgage Company in Texas: applications and originations, 2022–2024

This lender in stateTexas, all lenders

0%13.9%27.9%2022: 11.1% This lender in state2023: 11.2% This lender in state2024: 10.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Texas

By purpose

Home purchase 100% (616)

By type

Conventional 91% (561)FHA 3% (17)VA 6% (38)

Denial reasons as coded

Debt-to-income ratio86.2%
Other8.6%
Credit history3.4%
Insufficient cash (downpayment, closing costs)1.7%
Employment history0%
Collateral0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 116 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Texas

CountyApplicationsOriginationsAmountDenial rate
Denton County248124$75m8.0%
Fort Bend County212117$49m11.9%
Montgomery County11772$38m10.9%
Collin County15867$42m8.6%
Harris County11258$31m16.3%
Travis County14556$34m10.8%
Williamson County9551$21m10.5%
Brazoria County5429$16m10.4%
Bexar County4022$14m11.4%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Toll Brothers Mortgage Company originate in Texas in 2024?

616 loans totalling $329m, from 1,232 applications reported for properties in Texas.

What is Toll Brothers Mortgage Company's denial rate in Texas?

10.5% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 8.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Texas counties does Toll Brothers Mortgage Company lend in most?

By originations: Denton County (124), Fort Bend County (117), Montgomery County (72), Collin County (67), Harris County (58).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.