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Five Points Bank in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nebraska, Five Points Bank reported 315 applications and 285 originations for 2024, $59m in all.
Its denial rate in the state was 3.1%, below the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 2.8%.
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | Five Points Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 3.1% | 17.2% | 2.8% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 13.8% | — | 15.6% |
| Average originated loan | $206k | $231k | $224k | $329k |
| Home purchase share | 60.4% | 59.8% | 61.4% | 57.0% |
| FHA-insured share | 0.0% | 10.4% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 8.7% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 60% (172)Home improvement 11% (32)Refinancing 12% (34)Cash-out refinancing 11% (31)Other purpose 6% (16)
By type
Conventional 100% (285)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Hall County | 93 | 83 | $11m | 5.7% |
| Buffalo County | 54 | 52 | $12m | 1.9% |
| Douglas County | 52 | 49 | $13m | 2.0% |
| Lancaster County | 50 | 47 | $13m | 0.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Five Points Bank originate in Nebraska in 2024?
285 loans totalling $59m, from 315 applications reported for properties in Nebraska.
What is Five Points Bank's denial rate in Nebraska?
3.1% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 2.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does Five Points Bank lend in most?
By originations: Hall County (83), Buffalo County (52), Douglas County (49), Lancaster County (47).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.