Mortgage Financial Services reported 76 applications for homes in Louisiana in the HMDA data of 2025.
It originated 48 loans in the state in 2025, for $13.4 million in total.
The median interest rate of these loans in 2025 was 6.375%, and the median of all lenders in Louisiana was 6.500%.
The median total loan costs in 2025 were $7,032, and the state median was $6,126.
It denied 2.0% of the applications that it decided in the state in 2025, and the state denial rate was 28.1%.
Filed figures of Mortgage Financial Services in Louisiana, 2025
Figure
In LA
Lender, all states
LA, all lenders
Applications
76
2,920
133,297
Loans originated
48
2,083
69,272
Median interest rate
6.375%
6.500%
6.500%
Median total loan costs
$7,032
$9,414
$6,126
Denial rate
2.0%
1.5%
28.1%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Mortgage Financial Services in Louisiana, 2025Each value has the median of all lenders in Louisiana under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in LA
47
6.375%LA 6.500%
$7,032LA $6,126
$1,450LA $1,745
$1,539LA $1,752
n/aLA $435
0.300LA 0.312
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.300 percentage points above the average prime offer rate. On a loan of $300,000, that is about $900 more a year, or $75 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Louisiana. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Mortgage Financial Services were in Louisiana in 2025?
48 of its loans originated, out of 2,083 in all states. That is 2.3%.
Which loan types did Mortgage Financial Services originate in Louisiana in 2025?
20 conventional, 14 FHA, 1 VA and 13 USDA.
How did the applications of Mortgage Financial Services in Louisiana change from 2022 to 2025?
It reported 373 applications in 2022 and 76 in 2025.
What share of the applications in Louisiana did Mortgage Financial Services report in 2025?
0.1%: 76 out of 133,297 applications of all lenders in the state.