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William Raveis Mortgage, LLC in Connecticut

HMDA record for properties in Connecticut, calendar year 2024. National record · Connecticut overview

LEI 5493009OLY1HC3F0SB77
Reporting agency Department of Housing and Urban Development
State Connecticut

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

William Raveis Mortgage, LLC's 2024 HMDA record for Connecticut covers 877 applications, 643 of them originated, worth $180m.

Its denial rate in the state was 11.7%, below the Connecticut rate of 23.7% across all lenders and compared with the lender's national rate of 11.5%.

The median rate spread on its Connecticut originations was 0.1 percentage points (state median 0.3).

Applications in the state were up 28% on 2023.

877applications in CT, 202467.8% of the lender's total
643loans originated$180m
11.7%denial rateCT all lenders 23.7%
0.1 ppmedian rate spreadCT 0.3 pp

Compared with the state and the lender's national record

MeasureIn ConnecticutConnecticut, all lendersWilliam Raveis Mortgage, LLC, all statesUnited States
Denial rate11.7%23.7%11.5%24.3%
Median rate spread, pp0.10.30.10.3
Originations with spread of 1.5 pp or more0.8%14.8%1.0%15.6%
Average originated loan$280k$325k$336k$329k
Home purchase share96.1%52.6%95.6%57.0%
FHA-insured share6.1%9.1%6.6%13.4%
VA-guaranteed share0.3%3.5%0.2%7.9%

Trend by year

ApplicationsOriginations

0438.58772022: 843 Applications2023: 684 Applications2024: 877 Applications2022: 613 Originations2023: 494 Originations2024: 643 Originations202220232024
William Raveis Mortgage, LLC in Connecticut: applications and originations, 2022–2024

This lender in stateConnecticut, all lenders

0%11.8%23.7%2022: 9.1% This lender in state2023: 10% This lender in state2024: 11.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Connecticut

By purpose

Home purchase 96% (618)Home improvement 0% (2)Refinancing 1% (8)Cash-out refinancing 1% (9)Other purpose 1% (6)

By type

Conventional 94% (602)FHA 6% (39)VA 0% (2)

Denial reasons as coded

Collateral33.7%
Debt-to-income ratio24.4%
Other19.8%
Employment history7%
Insufficient cash (downpayment, closing costs)7%
Unverifiable information4.7%
Credit history2.3%
Credit application incomplete1.2%
Mortgage insurance denied0%

Share of 86 denials in Connecticut by first denial reason coded (outlined bar: all lenders in the state).

Counties in Connecticut

CountyApplicationsOriginationsAmountDenial rate
Capitol Planning Region200145$35m8.2%
South Central Connecticut Planning Region151118$31m11.1%
Naugatuck Valley Planning Region11988$22m12.0%
Western Connecticut Planning Region13287$32m20.2%
Lower Connecticut River Valley Planning Region10083$22m8.6%
Greater Bridgeport Planning Region7653$22m5.4%
Southeastern Connecticut Planning Region6648$11m15.8%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did William Raveis Mortgage, LLC originate in Connecticut in 2024?

643 loans totalling $180m, from 877 applications reported for properties in Connecticut.

What is William Raveis Mortgage, LLC's denial rate in Connecticut?

11.7% of decided applications in Connecticut were denied, against 23.7% for all lenders in the state and 11.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Connecticut counties does William Raveis Mortgage, LLC lend in most?

By originations: Capitol Planning Region (145), South Central Connecticut Planning Region (118), Naugatuck Valley Planning Region (88), Western Connecticut Planning Region (87), Lower Connecticut River Valley Planning Region (83).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Connecticut. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.