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Countryplace Mortgage, Ltd. in Georgia

HMDA record for properties in Georgia, calendar year 2024. National record · Georgia overview

LEI 5493009XSE00M8B9R434
Reporting agency Department of Housing and Urban Development
State Georgia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Countryplace Mortgage, Ltd.'s 2024 HMDA record for Georgia covers 121 applications, 19 of them originated, worth $3.2m.

Its denial rate in the state was 75.0%, above the Georgia rate of 26.9% across all lenders and compared with the lender's national rate of 83.5%.

Applications in the state were down 51% on 2023.

121applications in GA, 20242.4% of the lender's total
19loans originated$3.2m
75.0%denial rateGA all lenders 26.9%
—median rate spreadGA 0.4 pp

Compared with the state and the lender's national record

MeasureIn GeorgiaGeorgia, all lendersCountryplace Mortgage, Ltd., all statesUnited States
Denial rate75.0%26.9%83.5%24.3%
Median rate spread, pp—0.42.10.3
Originations with spread of 1.5 pp or more—17.5%76.2%15.6%
Average originated loan—$313k$151k$329k
Home purchase share100.0%57.0%98.2%57.0%
FHA-insured share5.3%18.3%9.9%13.4%
VA-guaranteed share0.0%11.6%0.0%7.9%

Trend by year

ApplicationsOriginations

01232462022: 205 Applications2023: 246 Applications2024: 121 Applications2022: 52 Originations2023: 53 Originations2024: 19 Originations202220232024
Countryplace Mortgage, Ltd. in Georgia: applications and originations, 2022–2024

This lender in stateGeorgia, all lenders

0%37.5%75%2022: 66.5% This lender in state2023: 71% This lender in state2024: 75% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Georgia

By purpose

Home purchase 100% (19)

By type

Conventional 95% (18)FHA 5% (1)

Denial reasons as coded

Credit history77.2%
Debt-to-income ratio17.5%
Employment history3.5%
Other1.8%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 57 denials in Georgia by first denial reason coded (outlined bar: all lenders in the state).

Counties in Georgia

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Countryplace Mortgage, Ltd. originate in Georgia in 2024?

19 loans totalling $3.2m, from 121 applications reported for properties in Georgia.

What is Countryplace Mortgage, Ltd.'s denial rate in Georgia?

75.0% of decided applications in Georgia were denied, against 26.9% for all lenders in the state and 83.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Georgia counties does Countryplace Mortgage, Ltd. lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Georgia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.