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Countryplace Mortgage, Ltd. in Louisiana

HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview

LEI 5493009XSE00M8B9R434
Reporting agency Department of Housing and Urban Development
State Louisiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Louisiana, Countryplace Mortgage, Ltd. reported 245 applications and 12 originations for 2024, $1.3m in all.

Its denial rate in the state was 91.2%, above the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 83.5%.

Applications in the state were down 51% on 2023.

245applications in LA, 20244.8% of the lender's total
12loans originated$1.3m
91.2%denial rateLA all lenders 30.2%
—median rate spreadLA 0.4 pp

Compared with the state and the lender's national record

MeasureIn LouisianaLouisiana, all lendersCountryplace Mortgage, Ltd., all statesUnited States
Denial rate91.2%30.2%83.5%24.3%
Median rate spread, pp—0.42.10.3
Originations with spread of 1.5 pp or more—17.0%76.2%15.6%
Average originated loan—$234k$151k$329k
Home purchase share100.0%63.7%98.2%57.0%
FHA-insured share0.0%20.7%9.9%13.4%
VA-guaranteed share0.0%9.3%0.0%7.9%

Trend by year

ApplicationsOriginations

02785562022: 556 Applications2023: 498 Applications2024: 245 Applications2022: 42 Originations2023: 50 Originations2024: 12 Originations202220232024
Countryplace Mortgage, Ltd. in Louisiana: applications and originations, 2022–2024

This lender in stateLouisiana, all lenders

0%45.6%91.2%2022: 90.5% This lender in state2023: 86.1% This lender in state2024: 91.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Louisiana

By purpose

Home purchase 100% (12)

By type

Conventional 100% (12)

Denial reasons as coded

Credit history75.8%
Debt-to-income ratio14.5%
Credit application incomplete4.8%
Other4%
Collateral0.8%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 124 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Louisiana

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Countryplace Mortgage, Ltd. originate in Louisiana in 2024?

12 loans totalling $1.3m, from 245 applications reported for properties in Louisiana.

What is Countryplace Mortgage, Ltd.'s denial rate in Louisiana?

91.2% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 83.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Louisiana counties does Countryplace Mortgage, Ltd. lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.