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Countryplace Mortgage, Ltd. in Oklahoma

HMDA record for properties in Oklahoma, calendar year 2024. National record · Oklahoma overview

LEI 5493009XSE00M8B9R434
Reporting agency Department of Housing and Urban Development
State Oklahoma

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Countryplace Mortgage, Ltd.'s 2024 HMDA record for Oklahoma covers 583 applications, 38 of them originated, worth $5.7m.

Its denial rate in the state was 90.3%, above the Oklahoma rate of 23.4% across all lenders and compared with the lender's national rate of 83.5%.

The median rate spread on its Oklahoma originations was 2.1 percentage points (state median 0.5).

Applications in the state were about level with 2023.

583applications in OK, 202411.5% of the lender's total
38loans originated$5.7m
90.3%denial rateOK all lenders 23.4%
2.1 ppmedian rate spreadOK 0.5 pp

Compared with the state and the lender's national record

MeasureIn OklahomaOklahoma, all lendersCountryplace Mortgage, Ltd., all statesUnited States
Denial rate90.3%23.4%83.5%24.3%
Median rate spread, pp2.10.52.10.3
Originations with spread of 1.5 pp or more89.5%17.5%76.2%15.6%
Average originated loan$151k$223k$151k$329k
Home purchase share97.4%63.6%98.2%57.0%
FHA-insured share2.6%17.1%9.9%13.4%
VA-guaranteed share0.0%11.9%0.0%7.9%

Trend by year

ApplicationsOriginations

02925842022: 453 Applications2023: 584 Applications2024: 583 Applications2022: 78 Originations2023: 65 Originations2024: 38 Originations202220232024
Countryplace Mortgage, Ltd. in Oklahoma: applications and originations, 2022–2024

This lender in stateOklahoma, all lenders

0%45.1%90.3%2022: 76.7% This lender in state2023: 84.1% This lender in state2024: 90.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Oklahoma

By purpose

Home purchase 97% (37)Refinancing 3% (1)

By type

Conventional 97% (37)FHA 3% (1)

Denial reasons as coded

Credit history78.6%
Debt-to-income ratio15.5%
Employment history2%
Credit application incomplete2%
Other2%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 355 denials in Oklahoma by first denial reason coded (outlined bar: all lenders in the state).

Counties in Oklahoma

CountyApplicationsOriginationsAmountDenial rate
Carter County796$900k90.3%
Cleveland County351$175k—
Love County280$0—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Countryplace Mortgage, Ltd. originate in Oklahoma in 2024?

38 loans totalling $5.7m, from 583 applications reported for properties in Oklahoma.

What is Countryplace Mortgage, Ltd.'s denial rate in Oklahoma?

90.3% of decided applications in Oklahoma were denied, against 23.4% for all lenders in the state and 83.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Oklahoma counties does Countryplace Mortgage, Ltd. lend in most?

By originations: Carter County (6), Cleveland County (1), Love County (0).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oklahoma. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.