Lender Register
HMDA year on file2025
Name of the lender

Pyramax Bank FSB in WisconsinMortgage rates, total loan costs and denial rate for homes in Wisconsin, 2025

HMDA year2025
Head office
Greenfield, WI
Reporting agency
Office of the Comptroller of the Currency (OCC)
Legal Entity Identifier (LEI)

Pyramax Bank FSB reported 144 applications for homes in Wisconsin in the HMDA data of 2025.

It originated 117 loans in the state in 2025, for $47.4 million in total.

The median interest rate of these loans in 2025 was 6.500%, and the median of all lenders in Wisconsin was 6.500%.

The median total loan costs in 2025 were $2,241, and the state median was $3,342.

It denied 7.1% of the applications that it decided in the state in 2025, and the state denial rate was 16.4%.

Filed figures of Pyramax Bank FSB in Wisconsin, 2025
FigureIn WILender, all statesWI, all lenders
Applications144146226,965
Loans originated117119154,669
Median interest rate6.500%6.500%6.500%
Median total loan costs$2,241$2,252$3,342
Denial rate7.1%7.0%16.4%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in WI

Pricing medians of Pyramax Bank FSB in Wisconsin, 2025Each value has the median of all lenders in Wisconsin under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in WI1136.500%WI 6.500%$2,241WI $3,342$878WI $1,240n/aWI $1,900$150WI $5680.011WI 0.137

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.011 percentage points above the average prime offer rate. On a loan of $300,000, that is about $33 more a year, or $3 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Wisconsin by the action taken
Action takenRecordsShare
1Loan originated11781.3%
2Application approved but not accepted10.7%
3Application denied96.3%
4Application withdrawn by applicant1711.8%
5File closed for incompleteness00.0%
6Purchased loan00.0%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in Wisconsin by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional1441177.1%

Counties in Wisconsin

Counties of Pyramax Bank FSB in Wisconsin with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Milwaukee County7056$24.6 million10.9%
Waukesha County3129$12.2 million0.0%

Figures by year

Pyramax Bank FSB in Wisconsin by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
2025144117$47.4 million6.500%$2,2417.1%
2024122105$32.1 millionn/an/a7.1%
2023139104$27.7 millionn/an/a11.4%
2022178140$52.4 millionn/an/a16.2%

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Pyramax Bank FSB in Wisconsin: mortgage rates, 2025", https://lenderregister.com/lender/549300a81k8k8kjr9759-pyramax-bank/wi/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Wisconsin. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Pyramax Bank FSB were in Wisconsin in 2025?
117 of its loans originated, out of 119 in all states. That is 98.3%.
In which counties of Wisconsin did Pyramax Bank FSB originate the most loans in 2025?
The three with the most loans were Milwaukee County (56) and Waukesha County (29).
Which loan types did Pyramax Bank FSB originate in Wisconsin in 2025?
All its loans in the state were of one type: 117 conventional.
How did the applications of Pyramax Bank FSB in Wisconsin change from 2022 to 2025?
It reported 178 applications in 2022 and 144 in 2025.