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Loandepot.com, LLC in Colorado

HMDA record for properties in Colorado, calendar year 2024. National record · Colorado overview

LEI 549300AG64NHILB7ZP05
Reporting agency Department of Housing and Urban Development
State Colorado

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Loandepot.com, LLC's 2024 HMDA record for Colorado covers 3,260 applications, 2,016 of them originated, worth $740m.

Its denial rate in the state was 21.8%, close to the Colorado rate of 21.6% across all lenders and compared with the lender's national rate of 29.1%.

The median rate spread on its Colorado originations was -0.0 percentage points (state median 0.3).

Applications in the state were up 21% on 2023.

3,260applications in CO, 20242.3% of the lender's total
2,016loans originated$740m
21.8%denial rateCO all lenders 21.6%
-0.0 ppmedian rate spreadCO 0.3 pp

Compared with the state and the lender's national record

MeasureIn ColoradoColorado, all lendersLoandepot.com, LLC, all statesUnited States
Denial rate21.8%21.6%29.1%24.3%
Median rate spread, pp-0.00.30.30.3
Originations with spread of 1.5 pp or more13.5%14.7%16.9%15.6%
Average originated loan$367k$416k$300k$329k
Home purchase share65.9%55.7%51.5%57.0%
FHA-insured share22.5%12.3%26.4%13.4%
VA-guaranteed share13.0%9.7%10.4%7.9%

Trend by year

ApplicationsOriginations

03,3116,6222022: 6,622 Applications2023: 2,689 Applications2024: 3,260 Applications2022: 4,579 Originations2023: 1,735 Originations2024: 2,016 Originations202220232024
Loandepot.com, LLC in Colorado: applications and originations, 2022–2024

This lender in stateColorado, all lenders

0%10.9%21.8%2022: 15.7% This lender in state2023: 16% This lender in state2024: 21.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Colorado

By purpose

Home purchase 66% (1,328)Home improvement 2% (32)Refinancing 4% (85)Cash-out refinancing 15% (298)Other purpose 14% (273)

By type

Conventional 64% (1,299)FHA 22% (453)VA 13% (262)USDA 0% (2)

Denial reasons as coded

Debt-to-income ratio37%
Collateral23.5%
Unverifiable information17.7%
Credit history9.3%
Credit application incomplete5.8%
Other3.2%
Insufficient cash (downpayment, closing costs)3%
Employment history0.5%
Mortgage insurance denied0%

Share of 570 denials in Colorado by first denial reason coded (outlined bar: all lenders in the state).

Counties in Colorado

CountyApplicationsOriginationsAmountDenial rate
Adams County593376$155m19.0%
Weld County526341$127m16.0%
El Paso County377225$85m22.0%
Larimer County301212$74m13.5%
Arapahoe County271178$68m21.1%
Douglas County168109$46m16.5%
Broomfield County116102$47m7.2%
Jefferson County190101$33m28.0%
Denver County14176$32m28.2%
Pueblo County10564$14m28.9%
Boulder County8255$21m18.8%
Mesa County6631$5.7m34.0%
Fremont County3114$3.0m44.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Loandepot.com, LLC originate in Colorado in 2024?

2,016 loans totalling $740m, from 3,260 applications reported for properties in Colorado.

What is Loandepot.com, LLC's denial rate in Colorado?

21.8% of decided applications in Colorado were denied, against 21.6% for all lenders in the state and 29.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Colorado counties does Loandepot.com, LLC lend in most?

By originations: Adams County (376), Weld County (341), El Paso County (225), Larimer County (212), Arapahoe County (178).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Colorado. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.