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Loandepot.com, LLC in District of Columbia

HMDA record for properties in District of Columbia, calendar year 2024. National record · District of Columbia overview

LEI 549300AG64NHILB7ZP05
Reporting agency Department of Housing and Urban Development
State District of Columbia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In District of Columbia, Loandepot.com, LLC reported 121 applications and 62 originations for 2024, $29m in all.

Its denial rate in the state was 40.2%, above the District of Columbia rate of 25.1% across all lenders and compared with the lender's national rate of 29.1%.

The median rate spread on its District of Columbia originations was 0.1 percentage points (state median 0.1).

Applications in the state were up 6% on 2023.

121applications in DC, 20240.1% of the lender's total
62loans originated$29m
40.2%denial rateDC all lenders 25.1%
0.1 ppmedian rate spreadDC 0.1 pp

Compared with the state and the lender's national record

MeasureIn District of ColumbiaDistrict of Columbia, all lendersLoandepot.com, LLC, all statesUnited States
Denial rate40.2%25.1%29.1%24.3%
Median rate spread, pp0.10.10.30.3
Originations with spread of 1.5 pp or more19.0%10.2%16.9%15.6%
Average originated loan$473k$707k$300k$329k
Home purchase share38.7%65.0%51.5%57.0%
FHA-insured share21.0%5.1%26.4%13.4%
VA-guaranteed share12.9%5.5%10.4%7.9%

Trend by year

ApplicationsOriginations

01783562022: 356 Applications2023: 114 Applications2024: 121 Applications2022: 196 Originations2023: 48 Originations2024: 62 Originations202220232024
Loandepot.com, LLC in District of Columbia: applications and originations, 2022–2024

This lender in stateDistrict of Columbia, all lenders

0%21.9%43.7%2022: 32.2% This lender in state2023: 43.7% This lender in state2024: 40.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in District of Columbia

By purpose

Home purchase 39% (24)Refinancing 5% (3)Cash-out refinancing 35% (22)Other purpose 21% (13)

By type

Conventional 66% (41)FHA 21% (13)VA 13% (8)

Denial reasons as coded

Unverifiable information41.9%
Collateral30.2%
Credit history11.6%
Debt-to-income ratio9.3%
Credit application incomplete4.7%
Other2.3%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%

Share of 43 denials in District of Columbia by first denial reason coded (outlined bar: all lenders in the state).

Counties in District of Columbia

CountyApplicationsOriginationsAmountDenial rate
District of Columbia12162$29m40.2%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Loandepot.com, LLC originate in District of Columbia in 2024?

62 loans totalling $29m, from 121 applications reported for properties in District of Columbia.

What is Loandepot.com, LLC's denial rate in District of Columbia?

40.2% of decided applications in District of Columbia were denied, against 25.1% for all lenders in the state and 29.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which District of Columbia counties does Loandepot.com, LLC lend in most?

By originations: District of Columbia (62).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in District of Columbia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.