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Loandepot.com, LLC in Hawaii

HMDA record for properties in Hawaii, calendar year 2024. National record · Hawaii overview

LEI 549300AG64NHILB7ZP05
Reporting agency Department of Housing and Urban Development
State Hawaii

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Hawaii, Loandepot.com, LLC reported 426 applications and 278 originations for 2024, $156m in all.

Its denial rate in the state was 22.4%, below the Hawaii rate of 29.7% across all lenders and compared with the lender's national rate of 29.1%.

The median rate spread on its Hawaii originations was 0.2 percentage points (state median 0.0).

Applications in the state were down 16% on 2023.

426applications in HI, 20240.3% of the lender's total
278loans originated$156m
22.4%denial rateHI all lenders 29.7%
0.2 ppmedian rate spreadHI 0.0 pp

Compared with the state and the lender's national record

MeasureIn HawaiiHawaii, all lendersLoandepot.com, LLC, all statesUnited States
Denial rate22.4%29.7%29.1%24.3%
Median rate spread, pp0.20.00.30.3
Originations with spread of 1.5 pp or more15.2%7.7%16.9%15.6%
Average originated loan$562k$576k$300k$329k
Home purchase share57.9%55.6%51.5%57.0%
FHA-insured share9.7%4.3%26.4%13.4%
VA-guaranteed share24.8%17.4%10.4%7.9%

Trend by year

ApplicationsOriginations

0842.51,6852022: 1,685 Applications2023: 509 Applications2024: 426 Applications2022: 1,194 Originations2023: 330 Originations2024: 278 Originations202220232024
Loandepot.com, LLC in Hawaii: applications and originations, 2022–2024

This lender in stateHawaii, all lenders

0%14.8%29.7%2022: 16.4% This lender in state2023: 20% This lender in state2024: 22.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Hawaii

By purpose

Home purchase 58% (161)Refinancing 7% (19)Cash-out refinancing 18% (49)Other purpose 18% (49)

By type

Conventional 65% (182)FHA 10% (27)VA 25% (69)

Denial reasons as coded

Collateral37%
Debt-to-income ratio24.7%
Unverifiable information18.5%
Credit history13.6%
Insufficient cash (downpayment, closing costs)2.5%
Other2.5%
Credit application incomplete1.2%
Employment history0%
Mortgage insurance denied0%

Share of 81 denials in Hawaii by first denial reason coded (outlined bar: all lenders in the state).

Counties in Hawaii

CountyApplicationsOriginationsAmountDenial rate
Honolulu County274183$107m20.3%
Maui County7151$32m20.0%
Hawaii County6938$14m33.3%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Loandepot.com, LLC originate in Hawaii in 2024?

278 loans totalling $156m, from 426 applications reported for properties in Hawaii.

What is Loandepot.com, LLC's denial rate in Hawaii?

22.4% of decided applications in Hawaii were denied, against 29.7% for all lenders in the state and 29.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Hawaii counties does Loandepot.com, LLC lend in most?

By originations: Honolulu County (183), Maui County (51), Hawaii County (38).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Hawaii. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.