Lenders › Loandepot.com, LLC › Indiana
Loandepot.com, LLC in Indiana
HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Indiana, Loandepot.com, LLC reported 2,517 applications and 1,244 originations for 2024, $212m in all.
Its denial rate in the state was 37.2%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 29.1%.
The median rate spread on its Indiana originations was 0.8 percentage points (state median 0.5).
Applications in the state were up 43% on 2023.
Compared with the state and the lender's national record
| Measure | In Indiana | Indiana, all lenders | Loandepot.com, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 37.2% | 21.5% | 29.1% | 24.3% |
| Median rate spread, pp | 0.8 | 0.5 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 25.6% | 15.8% | 16.9% | 15.6% |
| Average originated loan | $170k | $216k | $300k | $329k |
| Home purchase share | 18.3% | 53.1% | 51.5% | 57.0% |
| FHA-insured share | 34.2% | 14.5% | 26.4% | 13.4% |
| VA-guaranteed share | 11.1% | 6.0% | 10.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIndiana, all lenders
Loan purpose and loan type in Indiana
By purpose
Home purchase 18% (228)Home improvement 4% (44)Refinancing 6% (77)Cash-out refinancing 48% (600)Other purpose 24% (295)
By type
Conventional 55% (679)FHA 34% (426)VA 11% (138)USDA 0% (1)
Denial reasons as coded
Share of 750 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Indiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Marion County | 379 | 176 | $29m | 36.1% |
| Lake County | 285 | 158 | $29m | 34.3% |
| Allen County | 176 | 90 | $15m | 32.6% |
| Hamilton County | 106 | 55 | $15m | 30.0% |
| St. Joseph County | 87 | 44 | $6.5m | 39.7% |
| Porter County | 65 | 36 | $6.9m | 29.6% |
| Elkhart County | 84 | 35 | $5.3m | 42.2% |
| Madison County | 67 | 34 | $4.5m | 35.8% |
| Johnson County | 66 | 34 | $5.5m | 32.7% |
| LaPorte County | 62 | 32 | $8.1m | 34.0% |
| Hendricks County | 60 | 30 | $5.3m | 30.4% |
| Clark County | 52 | 26 | $3.4m | 30.0% |
| Tippecanoe County | 47 | 25 | $4.7m | 32.4% |
| Hancock County | 38 | 21 | $2.9m | 36.4% |
| Vanderburgh County | 45 | 18 | $3.2m | 51.3% |
| Howard County | 39 | 18 | $2.4m | 47.1% |
| Bartholomew County | 33 | 18 | $4.0m | 35.7% |
| Morgan County | 28 | 18 | $3.2m | — |
| Kosciusko County | 29 | 13 | $2.4m | — |
| Delaware County | 35 | 12 | $1.3m | 57.1% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Loandepot.com, LLC originate in Indiana in 2024?
1,244 loans totalling $212m, from 2,517 applications reported for properties in Indiana.
What is Loandepot.com, LLC's denial rate in Indiana?
37.2% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 29.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Indiana counties does Loandepot.com, LLC lend in most?
By originations: Marion County (176), Lake County (158), Allen County (90), Hamilton County (55), St. Joseph County (44).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.