Lender Register

Lenders › Loandepot.com, LLC › Kansas

Loandepot.com, LLC in Kansas

HMDA record for properties in Kansas, calendar year 2024. National record · Kansas overview

LEI 549300AG64NHILB7ZP05
Reporting agency Department of Housing and Urban Development
State Kansas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Loandepot.com, LLC's 2024 HMDA record for Kansas covers 796 applications, 406 of them originated, worth $71m.

Its denial rate in the state was 33.8%, above the Kansas rate of 19.2% across all lenders and compared with the lender's national rate of 29.1%.

The median rate spread on its Kansas originations was 0.8 percentage points (state median 0.4).

Applications in the state were up 21% on 2023.

796applications in KS, 20240.6% of the lender's total
406loans originated$71m
33.8%denial rateKS all lenders 19.2%
0.8 ppmedian rate spreadKS 0.4 pp

Compared with the state and the lender's national record

MeasureIn KansasKansas, all lendersLoandepot.com, LLC, all statesUnited States
Denial rate33.8%19.2%29.1%24.3%
Median rate spread, pp0.80.40.30.3
Originations with spread of 1.5 pp or more26.6%14.2%16.9%15.6%
Average originated loan$176k$242k$300k$329k
Home purchase share27.6%58.5%51.5%57.0%
FHA-insured share33.3%11.3%26.4%13.4%
VA-guaranteed share14.0%9.3%10.4%7.9%

Trend by year

ApplicationsOriginations

06511,3022022: 1,302 Applications2023: 658 Applications2024: 796 Applications2022: 736 Originations2023: 379 Originations2024: 406 Originations202220232024
Loandepot.com, LLC in Kansas: applications and originations, 2022–2024

This lender in stateKansas, all lenders

0%16.9%33.8%2022: 29% This lender in state2023: 29.1% This lender in state2024: 33.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Kansas

By purpose

Home purchase 28% (112)Home improvement 4% (18)Refinancing 5% (19)Cash-out refinancing 38% (153)Other purpose 26% (104)

By type

Conventional 53% (214)FHA 33% (135)VA 14% (57)

Denial reasons as coded

Collateral38.8%
Unverifiable information21.5%
Credit history14.5%
Debt-to-income ratio12.6%
Credit application incomplete7.9%
Other4.7%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%

Share of 214 denials in Kansas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Kansas

CountyApplicationsOriginationsAmountDenial rate
Sedgwick County200137$24m18.6%
Johnson County15172$15m25.7%
Wyandotte County6232$4.7m33.3%
Leavenworth County4520$4.2m38.2%
Shawnee County4119$2.4m36.4%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Loandepot.com, LLC originate in Kansas in 2024?

406 loans totalling $71m, from 796 applications reported for properties in Kansas.

What is Loandepot.com, LLC's denial rate in Kansas?

33.8% of decided applications in Kansas were denied, against 19.2% for all lenders in the state and 29.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Kansas counties does Loandepot.com, LLC lend in most?

By originations: Sedgwick County (137), Johnson County (72), Wyandotte County (32), Leavenworth County (20), Shawnee County (19).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Kansas. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.