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Loandepot.com, LLC in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Ohio, Loandepot.com, LLC reported 4,588 applications and 2,595 originations for 2024, $443m in all.
Its denial rate in the state was 28.9%, above the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 29.1%.
The median rate spread on its Ohio originations was 0.7 percentage points (state median 0.5).
Applications in the state were up 37% on 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | Loandepot.com, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 28.9% | 23.5% | 29.1% | 24.3% |
| Median rate spread, pp | 0.7 | 0.5 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 20.7% | 17.7% | 16.9% | 15.6% |
| Average originated loan | $171k | $218k | $300k | $329k |
| Home purchase share | 48.1% | 51.7% | 51.5% | 57.0% |
| FHA-insured share | 34.1% | 12.3% | 26.4% | 13.4% |
| VA-guaranteed share | 9.4% | 5.9% | 10.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 48% (1,247)Home improvement 2% (51)Refinancing 5% (129)Cash-out refinancing 28% (735)Other purpose 17% (433)
By type
Conventional 55% (1,420)FHA 34% (884)VA 9% (245)USDA 2% (46)
Denial reasons as coded
Share of 1,074 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Hancock County | 348 | 250 | $50m | 9.7% |
| Seneca County | 208 | 169 | $25m | 4.5% |
| Franklin County | 312 | 153 | $25m | 36.3% |
| Cuyahoga County | 308 | 130 | $20m | 47.6% |
| Montgomery County | 191 | 98 | $17m | 34.0% |
| Lucas County | 178 | 93 | $14m | 24.2% |
| Miami County | 118 | 89 | $18m | 10.0% |
| Hamilton County | 200 | 88 | $14m | 44.9% |
| Wood County | 118 | 88 | $17m | 11.0% |
| Clinton County | 100 | 79 | $15m | 3.6% |
| Richland County | 112 | 75 | $13m | 21.6% |
| Clark County | 109 | 66 | $12m | 24.7% |
| Lorain County | 132 | 61 | $9.3m | 36.6% |
| Summit County | 129 | 61 | $8.8m | 38.6% |
| Butler County | 110 | 60 | $11m | 27.9% |
| Greene County | 81 | 54 | $9.9m | 20.3% |
| Stark County | 103 | 52 | $7.5m | 37.9% |
| Warren County | 91 | 52 | $12m | 22.5% |
| Highland County | 62 | 46 | $8.0m | 11.5% |
| Allen County | 68 | 45 | $7.7m | 16.4% |
| Wyandot County | 53 | 45 | $6.5m | 4.3% |
| Clermont County | 88 | 40 | $7.1m | 40.3% |
| Sandusky County | 57 | 39 | $5.8m | 20.4% |
| Hardin County | 51 | 37 | $5.8m | 9.8% |
| Licking County | 54 | 33 | $6.6m | 19.5% |
| Mahoning County | 58 | 29 | $4.2m | 39.6% |
| Delaware County | 45 | 26 | $6.4m | 22.2% |
| Erie County | 40 | 25 | $4.5m | 26.5% |
| Lake County | 62 | 24 | $3.2m | 48.9% |
| Fairfield County | 52 | 24 | $3.7m | 40.0% |
| Ottawa County | 31 | 23 | $5.9m | 11.5% |
| Medina County | 46 | 22 | $3.4m | 37.1% |
| Huron County | 29 | 21 | $3.7m | 22.2% |
| Putnam County | 30 | 20 | $3.3m | — |
| Champaign County | 26 | 18 | $2.5m | — |
| Trumbull County | 41 | 16 | $2.5m | 51.5% |
| Portage County | 30 | 15 | $2.3m | 40.0% |
| Ashtabula County | 31 | 14 | $2.1m | 46.2% |
| Muskingum County | 30 | 11 | $1.9m | 56.0% |
| Ashland County | 31 | 10 | $1.4m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Loandepot.com, LLC originate in Ohio in 2024?
2,595 loans totalling $443m, from 4,588 applications reported for properties in Ohio.
What is Loandepot.com, LLC's denial rate in Ohio?
28.9% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 29.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does Loandepot.com, LLC lend in most?
By originations: Hancock County (250), Seneca County (169), Franklin County (153), Cuyahoga County (130), Montgomery County (98).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.