Lenders › Loandepot.com, LLC › Oregon
Loandepot.com, LLC in Oregon
HMDA record for properties in Oregon, calendar year 2024. National record · Oregon overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Oregon, Loandepot.com, LLC reported 1,914 applications and 1,150 originations for 2024, $375m in all.
Its denial rate in the state was 20.9%, close to the Oregon rate of 20.6% across all lenders and compared with the lender's national rate of 29.1%.
The median rate spread on its Oregon originations was 0.5 percentage points (state median 0.4).
Applications in the state were up 51% on 2023.
Compared with the state and the lender's national record
| Measure | In Oregon | Oregon, all lenders | Loandepot.com, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 20.9% | 20.6% | 29.1% | 24.3% |
| Median rate spread, pp | 0.5 | 0.4 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 20.1% | 16.0% | 16.9% | 15.6% |
| Average originated loan | $326k | $354k | $300k | $329k |
| Home purchase share | 55.2% | 53.8% | 51.5% | 57.0% |
| FHA-insured share | 19.0% | 11.9% | 26.4% | 13.4% |
| VA-guaranteed share | 7.2% | 6.7% | 10.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOregon, all lenders
Loan purpose and loan type in Oregon
By purpose
Home purchase 55% (635)Home improvement 3% (31)Refinancing 5% (61)Cash-out refinancing 17% (199)Other purpose 19% (224)
By type
Conventional 74% (847)FHA 19% (218)VA 7% (83)USDA 0% (2)
Denial reasons as coded
Share of 309 denials in Oregon by first denial reason coded (outlined bar: all lenders in the state).
Counties in Oregon
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Deschutes County | 377 | 279 | $126m | 8.2% |
| Lane County | 204 | 130 | $43m | 14.9% |
| Washington County | 167 | 98 | $36m | 24.2% |
| Multnomah County | 180 | 85 | $27m | 31.0% |
| Marion County | 149 | 81 | $21m | 22.0% |
| Clackamas County | 125 | 61 | $15m | 31.1% |
| Jackson County | 92 | 53 | $15m | 26.0% |
| Linn County | 74 | 48 | $13m | 18.6% |
| Douglas County | 60 | 39 | $10m | 23.1% |
| Josephine County | 53 | 38 | $9.5m | 13.3% |
| Polk County | 40 | 21 | $5.3m | 31.3% |
| Klamath County | 40 | 20 | $5.0m | 25.9% |
| Coos County | 42 | 19 | $4.0m | 30.0% |
| Yamhill County | 33 | 19 | $5.2m | — |
| Crook County | 33 | 17 | $5.6m | 28.0% |
| Lincoln County | 28 | 17 | $3.8m | — |
| Umatilla County | 28 | 14 | $2.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Loandepot.com, LLC originate in Oregon in 2024?
1,150 loans totalling $375m, from 1,914 applications reported for properties in Oregon.
What is Loandepot.com, LLC's denial rate in Oregon?
20.9% of decided applications in Oregon were denied, against 20.6% for all lenders in the state and 29.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Oregon counties does Loandepot.com, LLC lend in most?
By originations: Deschutes County (279), Lane County (130), Washington County (98), Multnomah County (85), Marion County (81).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oregon. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.