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Loandepot.com, LLC in Pennsylvania

HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview

LEI 549300AG64NHILB7ZP05
Reporting agency Department of Housing and Urban Development
State Pennsylvania

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Pennsylvania, Loandepot.com, LLC reported 3,490 applications and 1,702 originations for 2024, $370m in all.

Its denial rate in the state was 35.8%, above the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 29.1%.

The median rate spread on its Pennsylvania originations was 0.6 percentage points (state median 0.3).

Applications in the state were up 37% on 2023.

3,490applications in PA, 20242.4% of the lender's total
1,702loans originated$370m
35.8%denial ratePA all lenders 24.2%
0.6 ppmedian rate spreadPA 0.3 pp

Compared with the state and the lender's national record

MeasureIn PennsylvaniaPennsylvania, all lendersLoandepot.com, LLC, all statesUnited States
Denial rate35.8%24.2%29.1%24.3%
Median rate spread, pp0.60.30.30.3
Originations with spread of 1.5 pp or more19.9%14.1%16.9%15.6%
Average originated loan$217k$226k$300k$329k
Home purchase share34.9%48.7%51.5%57.0%
FHA-insured share27.4%9.8%26.4%13.4%
VA-guaranteed share7.3%4.0%10.4%7.9%

Trend by year

ApplicationsOriginations

03251.56,5032022: 6,503 Applications2023: 2,551 Applications2024: 3,490 Applications2022: 3,967 Originations2023: 1,351 Originations2024: 1,702 Originations202220232024
Loandepot.com, LLC in Pennsylvania: applications and originations, 2022–2024

This lender in statePennsylvania, all lenders

0%17.9%35.8%2022: 26.4% This lender in state2023: 35.1% This lender in state2024: 35.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Pennsylvania

By purpose

Home purchase 35% (594)Home improvement 3% (53)Refinancing 5% (79)Cash-out refinancing 37% (629)Other purpose 20% (347)

By type

Conventional 65% (1,109)FHA 27% (467)VA 7% (124)USDA 0% (2)

Denial reasons as coded

Collateral36.3%
Unverifiable information17.9%
Debt-to-income ratio16.9%
Credit application incomplete11.6%
Credit history10%
Other5.8%
Insufficient cash (downpayment, closing costs)1.2%
Employment history0.3%
Mortgage insurance denied0%

Share of 972 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).

Counties in Pennsylvania

CountyApplicationsOriginationsAmountDenial rate
Philadelphia County370162$34m43.3%
Montgomery County267156$47m22.5%
Allegheny County243106$18m41.5%
Bucks County20599$33m31.3%
Lancaster County15094$23m20.2%
York County17190$17m26.0%
Northampton County13984$20m23.2%
Delaware County17877$18m38.8%
Chester County13375$26m24.5%
Berks County13773$15m28.8%
Monroe County15671$13m39.3%
Dauphin County11867$13m24.7%
Lehigh County9451$10m26.1%
Luzerne County9446$7.3m38.2%
Cumberland County8043$8.6m32.8%
Westmoreland County6928$4.2m46.2%
Pike County5427$5.1m40.0%
Lebanon County4027$5.8m15.6%
Lackawanna County5926$3.5m44.7%
Schuylkill County6125$4.2m50.0%
Erie County4622$3.6m37.8%
Franklin County4322$4.8m29.0%
Washington County3816$2.9m28.6%
Carbon County3615$2.1m44.4%
Fayette County3014$1.6m46.2%
Beaver County3313$1.9m55.2%
Butler County2913$2.5m48.0%
Cambria County2613$1.6m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Loandepot.com, LLC originate in Pennsylvania in 2024?

1,702 loans totalling $370m, from 3,490 applications reported for properties in Pennsylvania.

What is Loandepot.com, LLC's denial rate in Pennsylvania?

35.8% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 29.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Pennsylvania counties does Loandepot.com, LLC lend in most?

By originations: Philadelphia County (162), Montgomery County (156), Allegheny County (106), Bucks County (99), Lancaster County (94).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.