Lenders › Loandepot.com, LLC › Virginia
Loandepot.com, LLC in Virginia
HMDA record for properties in Virginia, calendar year 2024. National record · Virginia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Virginia, Loandepot.com, LLC reported 3,581 applications and 1,936 originations for 2024, $603m in all.
Its denial rate in the state was 30.6%, above the Virginia rate of 22.1% across all lenders and compared with the lender's national rate of 29.1%.
The median rate spread on its Virginia originations was 0.4 percentage points (state median 0.3).
Applications in the state were up 57% on 2023.
Compared with the state and the lender's national record
| Measure | In Virginia | Virginia, all lenders | Loandepot.com, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 30.6% | 22.1% | 29.1% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 21.4% | 16.5% | 16.9% | 15.6% |
| Average originated loan | $312k | $352k | $300k | $329k |
| Home purchase share | 29.8% | 55.8% | 51.5% | 57.0% |
| FHA-insured share | 19.7% | 11.7% | 26.4% | 13.4% |
| VA-guaranteed share | 18.6% | 16.4% | 10.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateVirginia, all lenders
Loan purpose and loan type in Virginia
By purpose
Home purchase 30% (577)Home improvement 4% (74)Refinancing 7% (137)Cash-out refinancing 34% (657)Other purpose 25% (491)
By type
Conventional 62% (1,193)FHA 20% (382)VA 19% (360)USDA 0% (1)
Denial reasons as coded
Share of 873 denials in Virginia by first denial reason coded (outlined bar: all lenders in the state).
Counties in Virginia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Loudoun County | 329 | 215 | $125m | 15.5% |
| Prince William County | 286 | 158 | $54m | 30.6% |
| Fairfax County | 236 | 124 | $45m | 29.9% |
| Chesterfield County | 206 | 124 | $34m | 27.2% |
| Virginia Beach city | 178 | 99 | $23m | 28.1% |
| Henrico County | 153 | 95 | $29m | 27.9% |
| Chesapeake city | 143 | 80 | $20m | 35.2% |
| Caroline County | 108 | 68 | $22m | 25.3% |
| Newport News city | 94 | 56 | $16m | 26.9% |
| Spotsylvania County | 89 | 51 | $18m | 27.1% |
| Frederick County | 84 | 51 | $16m | 23.5% |
| Alexandria city | 68 | 49 | $31m | 16.9% |
| Stafford County | 91 | 46 | $15m | 30.9% |
| Norfolk city | 88 | 43 | $8.4m | 31.8% |
| Hampton city | 77 | 38 | $6.7m | 36.7% |
| Richmond city | 45 | 26 | $6.9m | 29.7% |
| James City County | 47 | 25 | $8.4m | 28.9% |
| Bedford County | 40 | 25 | $5.3m | 26.5% |
| Suffolk city | 56 | 23 | $5.5m | 37.5% |
| Hanover County | 44 | 22 | $4.7m | 36.1% |
| Roanoke County | 39 | 21 | $3.9m | 26.7% |
| Warren County | 35 | 20 | $4.2m | 31.0% |
| Portsmouth city | 38 | 19 | $3.9m | 42.4% |
| Louisa County | 35 | 16 | $2.9m | 42.9% |
| Fauquier County | 31 | 15 | $4.9m | 40.0% |
| Shenandoah County | 25 | 13 | $2.7m | — |
| Roanoke city | 27 | 12 | $1.4m | — |
| Pittsylvania County | 25 | 10 | $1.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Loandepot.com, LLC originate in Virginia in 2024?
1,936 loans totalling $603m, from 3,581 applications reported for properties in Virginia.
What is Loandepot.com, LLC's denial rate in Virginia?
30.6% of decided applications in Virginia were denied, against 22.1% for all lenders in the state and 29.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Virginia counties does Loandepot.com, LLC lend in most?
By originations: Loudoun County (215), Prince William County (158), Fairfax County (124), Chesterfield County (124), Virginia Beach city (99).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Virginia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.