Lenders › American Financing Corporation › Colorado
American Financing Corporation in Colorado
HMDA record for properties in Colorado, calendar year 2024. National record · Colorado overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Colorado, American Financing Corporation reported 4,569 applications and 1,316 originations for 2024, $422m in all.
Its denial rate in the state was 55.4%, above the Colorado rate of 21.6% across all lenders and compared with the lender's national rate of 67.6%.
The median rate spread on its Colorado originations was 0.1 percentage points (state median 0.3).
Applications in the state were up 34% on 2023.
Compared with the state and the lender's national record
| Measure | In Colorado | Colorado, all lenders | American Financing Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 55.4% | 21.6% | 67.6% | 24.3% |
| Median rate spread, pp | 0.1 | 0.3 | 0.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 14.5% | 14.7% | 10.0% | 15.6% |
| Average originated loan | $320k | $416k | $250k | $329k |
| Home purchase share | 24.7% | 55.7% | 16.1% | 57.0% |
| FHA-insured share | 47.2% | 12.3% | 47.9% | 13.4% |
| VA-guaranteed share | 7.3% | 9.7% | 6.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateColorado, all lenders
Loan purpose and loan type in Colorado
By purpose
Home purchase 25% (325)Refinancing 8% (99)Cash-out refinancing 56% (738)Other purpose 12% (154)
By type
Conventional 45% (598)FHA 47% (621)VA 7% (96)USDA 0% (1)
Denial reasons as coded
Share of 2,045 denials in Colorado by first denial reason coded (outlined bar: all lenders in the state).
Counties in Colorado
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Adams County | 864 | 239 | $76m | 59.2% |
| Arapahoe County | 744 | 219 | $73m | 53.6% |
| Jefferson County | 554 | 164 | $54m | 52.1% |
| Weld County | 532 | 154 | $52m | 57.0% |
| Denver County | 477 | 128 | $35m | 57.5% |
| Douglas County | 356 | 106 | $37m | 51.5% |
| Larimer County | 245 | 59 | $20m | 58.1% |
| El Paso County | 145 | 39 | $13m | 56.0% |
| Boulder County | 106 | 39 | $12m | 45.0% |
| Elbert County | 52 | 18 | $5.5m | 50.0% |
| Morgan County | 44 | 16 | $5.3m | 52.5% |
| Broomfield County | 41 | 14 | $5.9m | 43.8% |
| Pueblo County | 40 | 14 | $3.5m | 48.6% |
| Mesa County | 43 | 11 | $4.1m | 48.5% |
| Park County | 44 | 9 | $2.6m | 63.9% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did American Financing Corporation originate in Colorado in 2024?
1,316 loans totalling $422m, from 4,569 applications reported for properties in Colorado.
What is American Financing Corporation's denial rate in Colorado?
55.4% of decided applications in Colorado were denied, against 21.6% for all lenders in the state and 67.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Colorado counties does American Financing Corporation lend in most?
By originations: Adams County (239), Arapahoe County (219), Jefferson County (164), Weld County (154), Denver County (128).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Colorado. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.