Lenders › A&N Mortgage Services, Inc. › Illinois
A&N Mortgage Services, Inc. in Illinois
HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
A&N Mortgage Services, Inc.'s 2024 HMDA record for Illinois covers 1,162 applications, 1,162 of them originated, worth $427m.
Its denial rate in the state was 0.0%, below the Illinois rate of 23.3% across all lenders and compared with the lender's national rate of 0.0%.
The median rate spread on its Illinois originations was 0.3 percentage points (state median 0.5).
Applications in the state were up 20% on 2023.
Compared with the state and the lender's national record
| Measure | In Illinois | Illinois, all lenders | A&N Mortgage Services, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 0.0% | 23.3% | 0.0% | 24.3% |
| Median rate spread, pp | 0.3 | 0.5 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 2.8% | 15.4% | 2.7% | 15.6% |
| Average originated loan | $367k | $273k | $362k | $329k |
| Home purchase share | 87.2% | 61.1% | 86.4% | 57.0% |
| FHA-insured share | 4.6% | 10.7% | 4.8% | 13.4% |
| VA-guaranteed share | 1.4% | 4.9% | 1.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIllinois, all lenders
Loan purpose and loan type in Illinois
By purpose
Home purchase 87% (1,013)Refinancing 9% (110)Cash-out refinancing 3% (39)
By type
Conventional 94% (1,092)FHA 5% (54)VA 1% (16)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Illinois
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cook County | 874 | 874 | $330m | 0.0% |
| DuPage County | 75 | 75 | $28m | 0.0% |
| Will County | 63 | 63 | $20m | 0.0% |
| Lake County | 54 | 54 | $23m | 0.0% |
| McHenry County | 27 | 27 | $8.2m | 0.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did A&N Mortgage Services, Inc. originate in Illinois in 2024?
1,162 loans totalling $427m, from 1,162 applications reported for properties in Illinois.
What is A&N Mortgage Services, Inc.'s denial rate in Illinois?
0.0% of decided applications in Illinois were denied, against 23.3% for all lenders in the state and 0.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Illinois counties does A&N Mortgage Services, Inc. lend in most?
By originations: Cook County (874), DuPage County (75), Will County (63), Lake County (54), McHenry County (27).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.