Lenders › Guild Mortgage Company › Arizona
Guild Mortgage Company in Arizona
HMDA record for properties in Arizona, calendar year 2024. National record · Arizona overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Arizona, Guild Mortgage Company reported 4,552 applications and 3,185 originations for 2024, $957m in all.
Its denial rate in the state was 5.1%, below the Arizona rate of 22.2% across all lenders and compared with the lender's national rate of 4.6%.
The median rate spread on its Arizona originations was 0.5 percentage points (state median 0.3).
Applications in the state were up 54% on 2023.
Compared with the state and the lender's national record
| Measure | In Arizona | Arizona, all lenders | Guild Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 5.1% | 22.2% | 4.6% | 24.3% |
| Median rate spread, pp | 0.5 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 13.5% | 16.7% | 7.6% | 15.6% |
| Average originated loan | $301k | $353k | $307k | $329k |
| Home purchase share | 78.5% | 55.6% | 86.3% | 57.0% |
| FHA-insured share | 23.3% | 17.9% | 23.8% | 13.4% |
| VA-guaranteed share | 10.7% | 9.6% | 7.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateArizona, all lenders
Loan purpose and loan type in Arizona
By purpose
Home purchase 78% (2,500)Refinancing 6% (179)Cash-out refinancing 16% (506)
By type
Conventional 65% (2,075)FHA 23% (743)VA 11% (340)USDA 1% (27)
Denial reasons as coded
Share of 188 denials in Arizona by first denial reason coded (outlined bar: all lenders in the state).
Counties in Arizona
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Maricopa County | 1,872 | 1,313 | $469m | 5.3% |
| Pima County | 810 | 551 | $145m | 4.2% |
| Pinal County | 484 | 349 | $90m | 6.0% |
| Yuma County | 388 | 283 | $64m | 2.6% |
| Yavapai County | 323 | 217 | $72m | 3.7% |
| Mohave County | 147 | 111 | $27m | 5.6% |
| Cochise County | 167 | 109 | $22m | 12.0% |
| Navajo County | 133 | 95 | $25m | 1.8% |
| Coconino County | 112 | 72 | $24m | 9.6% |
| Apache County | 56 | 47 | $11m | 3.8% |
| Gila County | 31 | 23 | $4.9m | 7.1% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Guild Mortgage Company originate in Arizona in 2024?
3,185 loans totalling $957m, from 4,552 applications reported for properties in Arizona.
What is Guild Mortgage Company's denial rate in Arizona?
5.1% of decided applications in Arizona were denied, against 22.2% for all lenders in the state and 4.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Arizona counties does Guild Mortgage Company lend in most?
By originations: Maricopa County (1,313), Pima County (551), Pinal County (349), Yuma County (283), Yavapai County (217).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arizona. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.