Guild Mortgage Company reported 1,142 applications for homes in Mississippi in the HMDA data of 2025.
It originated 808 loans in the state in 2025, for $169 million in total.
The median interest rate of these loans in 2025 was 6.500%, and the median of all lenders in Mississippi was 6.500%.
The median total loan costs in 2025 were $8,366, and the state median was $5,929.
It denied 7.1% of the applications that it decided in the state in 2025, and the state denial rate was 28.5%.
Filed figures of Guild Mortgage Company in Mississippi, 2025
Figure
In MS
Lender, all states
MS, all lenders
Applications
1,142
120,556
103,502
Loans originated
808
86,111
54,718
Median interest rate
6.500%
6.500%
6.500%
Median total loan costs
$8,366
$7,693
$5,929
Denial rate
7.1%
4.7%
28.5%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Guild Mortgage Company in Mississippi, 2025Each value has the median of all lenders in Mississippi under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in MS
615
6.500%MS 6.500%
$8,366MS $5,929
$3,201MS $1,866
$2,083MS $2,175
$912MS $275
0.449MS 0.378
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.449 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,347 more a year, or $112 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Mississippi. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Guild Mortgage Company were in Mississippi in 2025?
808 of its loans originated, out of 86,111 in all states. That is 0.9%.
In which counties of Mississippi did Guild Mortgage Company originate the most loans in 2025?
The three with the most loans were Rankin County (142), Harrison County (94) and Madison County (85).
Which loan types did Guild Mortgage Company originate in Mississippi in 2025?
403 conventional, 302 FHA, 69 VA and 34 USDA.
How did the applications of Guild Mortgage Company in Mississippi change from 2022 to 2025?
It reported 93 applications in 2022 and 1,142 in 2025.