Lenders › Guild Mortgage Company › New Mexico
Guild Mortgage Company in New Mexico
HMDA record for properties in New Mexico, calendar year 2024. National record · New Mexico overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In New Mexico, Guild Mortgage Company reported 3,252 applications and 2,245 originations for 2024, $455m in all.
Its denial rate in the state was 4.7%, below the New Mexico rate of 25.7% across all lenders and compared with the lender's national rate of 4.6%.
The median rate spread on its New Mexico originations was 0.4 percentage points (state median 0.4).
Applications in the state were up 89% on 2023.
Compared with the state and the lender's national record
| Measure | In New Mexico | New Mexico, all lenders | Guild Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 4.7% | 25.7% | 4.6% | 24.3% |
| Median rate spread, pp | 0.4 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 7.4% | 22.3% | 7.6% | 15.6% |
| Average originated loan | $203k | $247k | $307k | $329k |
| Home purchase share | 92.9% | 62.7% | 86.3% | 57.0% |
| FHA-insured share | 27.9% | 17.8% | 23.8% | 13.4% |
| VA-guaranteed share | 5.1% | 12.0% | 7.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNew Mexico, all lenders
Loan purpose and loan type in New Mexico
By purpose
Home purchase 93% (2,086)Refinancing 2% (51)Cash-out refinancing 5% (108)
By type
Conventional 66% (1,490)FHA 28% (627)VA 5% (115)USDA 1% (13)
Denial reasons as coded
Share of 123 denials in New Mexico by first denial reason coded (outlined bar: all lenders in the state).
Counties in New Mexico
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 1,371 | 987 | $214m | 3.0% |
| Sandoval County | 398 | 259 | $71m | 2.0% |
| Doña Ana County | 274 | 190 | $29m | 7.0% |
| Valencia County | 200 | 147 | $23m | 7.4% |
| Eddy County | 171 | 127 | $26m | 6.2% |
| San Juan County | 182 | 125 | $19m | 2.7% |
| Santa Fe County | 156 | 95 | $32m | 0.9% |
| Grant County | 89 | 66 | $7.1m | 1.4% |
| Luna County | 69 | 51 | $4.1m | 7.9% |
| Chaves County | 83 | 47 | $5.0m | 20.0% |
| Colfax County | 46 | 29 | $4.4m | 11.4% |
| Torrance County | 42 | 20 | $2.2m | 17.2% |
| Lea County | 28 | 18 | $1.3m | — |
| Sierra County | 27 | 9 | $1.3m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Guild Mortgage Company originate in New Mexico in 2024?
2,245 loans totalling $455m, from 3,252 applications reported for properties in New Mexico.
What is Guild Mortgage Company's denial rate in New Mexico?
4.7% of decided applications in New Mexico were denied, against 25.7% for all lenders in the state and 4.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which New Mexico counties does Guild Mortgage Company lend in most?
By originations: Bernalillo County (987), Sandoval County (259), Doña Ana County (190), Valencia County (147), Eddy County (127).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Mexico. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.