Lenders › Guild Mortgage Company › Wyoming
Guild Mortgage Company in Wyoming
HMDA record for properties in Wyoming, calendar year 2024. National record · Wyoming overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Guild Mortgage Company's 2024 HMDA record for Wyoming covers 766 applications, 574 of them originated, worth $155m.
Its denial rate in the state was 4.8%, below the Wyoming rate of 21.0% across all lenders and compared with the lender's national rate of 4.6%.
The median rate spread on its Wyoming originations was 0.3 percentage points (state median 0.3).
Applications in the state were up 60% on 2023.
Compared with the state and the lender's national record
| Measure | In Wyoming | Wyoming, all lenders | Guild Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 4.8% | 21.0% | 4.6% | 24.3% |
| Median rate spread, pp | 0.3 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 5.5% | 14.6% | 7.6% | 15.6% |
| Average originated loan | $270k | $284k | $307k | $329k |
| Home purchase share | 89.4% | 59.2% | 86.3% | 57.0% |
| FHA-insured share | 33.3% | 17.5% | 23.8% | 13.4% |
| VA-guaranteed share | 9.9% | 13.1% | 7.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWyoming, all lenders
Loan purpose and loan type in Wyoming
By purpose
Home purchase 89% (513)Refinancing 4% (22)Cash-out refinancing 7% (38)Other purpose 0% (1)
By type
Conventional 56% (323)FHA 33% (191)VA 10% (57)USDA 1% (3)
Denial reasons as coded
Share of 32 denials in Wyoming by first denial reason coded (outlined bar: all lenders in the state).
Counties in Wyoming
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Natrona County | 257 | 199 | $37m | 4.0% |
| Laramie County | 201 | 154 | $46m | 4.1% |
| Lincoln County | 80 | 61 | $19m | 0.0% |
| Fremont County | 38 | 28 | $5.9m | 14.3% |
| Park County | 35 | 26 | $6.8m | 0.0% |
| Teton County | 25 | 20 | $18m | — |
| Uinta County | 26 | 15 | $3.8m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Guild Mortgage Company originate in Wyoming in 2024?
574 loans totalling $155m, from 766 applications reported for properties in Wyoming.
What is Guild Mortgage Company's denial rate in Wyoming?
4.8% of decided applications in Wyoming were denied, against 21.0% for all lenders in the state and 4.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wyoming counties does Guild Mortgage Company lend in most?
By originations: Natrona County (199), Laramie County (154), Lincoln County (61), Fremont County (28), Park County (26).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wyoming. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.