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Old National Bank in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 549300AT7EB9FJAF0E61
Reporting agency Consumer Financial Protection Bureau
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Old National Bank's 2024 HMDA record for Indiana covers 4,189 applications, 2,658 of them originated, worth $561m.

Its denial rate in the state was 28.8%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 27.2%.

The median rate spread on its Indiana originations was -0.5 percentage points (state median 0.5).

Applications in the state were about level with 2023.

4,189applications in IN, 202429.5% of the lender's total
2,658loans originated$561m
28.8%denial rateIN all lenders 21.5%
-0.5 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersOld National Bank, all statesUnited States
Denial rate28.8%21.5%27.2%24.3%
Median rate spread, pp-0.50.5-0.30.3
Originations with spread of 1.5 pp or more1.1%15.8%1.0%15.6%
Average originated loan$211k$216k$322k$329k
Home purchase share37.6%53.1%42.9%57.0%
FHA-insured share2.4%14.5%2.5%13.4%
VA-guaranteed share0.3%6.0%1.5%7.9%

Trend by year

ApplicationsOriginations

02,5475,0942022: 5,094 Applications2023: 4,282 Applications2024: 4,189 Applications2022: 3,455 Originations2023: 2,764 Originations2024: 2,658 Originations202220232024
Old National Bank in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%14.4%28.8%2022: 24.2% This lender in state2023: 28.7% This lender in state2024: 28.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 38% (1,000)Home improvement 19% (493)Refinancing 21% (570)Cash-out refinancing 2% (51)Other purpose 20% (544)

By type

Conventional 97% (2,582)FHA 2% (63)VA 0% (9)USDA 0% (4)

Denial reasons as coded

Debt-to-income ratio35.3%
Credit history31.6%
Collateral18.7%
Credit application incomplete5.3%
Other5.2%
Insufficient cash (downpayment, closing costs)2.2%
Unverifiable information1.1%
Employment history0.5%
Mortgage insurance denied0%

Share of 1,105 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Marion County602377$69m28.9%
Vanderburgh County384259$49m23.9%
Lake County367188$35m41.1%
Hamilton County265163$52m27.0%
Allen County185135$28m19.1%
Vigo County191113$14m33.1%
Tippecanoe County169113$24m24.5%
Monroe County169110$24m29.3%
Delaware County164105$13m26.5%
Warrick County137105$30m17.8%
St. Joseph County10872$18m26.7%
Bartholomew County7445$9.5m32.4%
Boone County5745$16m16.7%
Dubois County5545$4.9m15.1%
Madison County8744$4.8m43.2%
Hendricks County5943$8.8m19.6%
Gibson County5742$3.9m22.2%
Daviess County4335$4.4m12.5%
Johnson County5833$7.9m37.7%
Porter County5332$9.2m25.0%
Elkhart County4631$3.7m26.2%
Knox County5130$2.2m28.6%
Posey County4229$5.1m19.4%
Jackson County4528$3.7m36.4%
Spencer County4028$10m30.0%
Kosciusko County5327$6.3m46.2%
Lawrence County3425$3.6m19.4%
Putnam County3624$2.5m26.5%
Hancock County3222$4.7m26.7%
Morgan County2815$2.7m44.4%
Parke County2711$1.4m56.0%
Jennings County2510$1.1m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Old National Bank originate in Indiana in 2024?

2,658 loans totalling $561m, from 4,189 applications reported for properties in Indiana.

What is Old National Bank's denial rate in Indiana?

28.8% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 27.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does Old National Bank lend in most?

By originations: Marion County (377), Vanderburgh County (259), Lake County (188), Hamilton County (163), Allen County (135).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.