Lenders › Old Fort Banking Company › Ohio
Old Fort Banking Company in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Ohio, Old Fort Banking Company reported 211 applications and 161 originations for 2024, $46m in all.
Its denial rate in the state was 11.6%, below the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 11.1%.
Applications in the state were down 26% on 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | Old Fort Banking Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 11.6% | 23.5% | 11.1% | 24.3% |
| Median rate spread, pp | — | 0.5 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 17.7% | — | 15.6% |
| Average originated loan | $285k | $218k | $289k | $329k |
| Home purchase share | 71.4% | 51.7% | 72.0% | 57.0% |
| FHA-insured share | 0.0% | 12.3% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 5.9% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 71% (115)Home improvement 3% (5)Refinancing 4% (6)Cash-out refinancing 20% (33)Other purpose 1% (2)
By type
Conventional 100% (161)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Greene County | 61 | 51 | $13m | 3.6% |
| Seneca County | 52 | 39 | $8.7m | 18.0% |
| Montgomery County | 34 | 21 | $4.1m | 15.6% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Old Fort Banking Company originate in Ohio in 2024?
161 loans totalling $46m, from 211 applications reported for properties in Ohio.
What is Old Fort Banking Company's denial rate in Ohio?
11.6% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 11.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does Old Fort Banking Company lend in most?
By originations: Greene County (51), Seneca County (39), Montgomery County (21).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.