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Denver Fire Dept Federal Credit Union in Colorado

HMDA record for properties in Colorado, calendar year 2024. National record · Colorado overview

LEI 549300BJPOL64WXEFY56
Reporting agency National Credit Union Administration
State Colorado

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Colorado, Denver Fire Dept Federal Credit Union reported 103 applications and 58 originations for 2024, $8.9m in all.

Its denial rate in the state was 10.8%, below the Colorado rate of 21.6% across all lenders and compared with the lender's national rate of 10.8%.

Applications in the state were down 6% on 2023.

103applications in CO, 202499.0% of the lender's total
58loans originated$8.9m
10.8%denial rateCO all lenders 21.6%
—median rate spreadCO 0.3 pp

Compared with the state and the lender's national record

MeasureIn ColoradoColorado, all lendersDenver Fire Dept Federal Credit Union, all statesUnited States
Denial rate10.8%21.6%10.8%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—14.7%—15.6%
Average originated loan$153k$416k$153k$329k
Home purchase share5.2%55.7%5.2%57.0%
FHA-insured share0.0%12.3%0.0%13.4%
VA-guaranteed share0.0%9.7%0.0%7.9%

Trend by year

ApplicationsOriginations

069.51392022: 139 Applications2023: 109 Applications2024: 103 Applications2022: 91 Originations2023: 74 Originations2024: 58 Originations202220232024
Denver Fire Dept Federal Credit Union in Colorado: applications and originations, 2022–2024

This lender in stateColorado, all lenders

0%10.8%21.7%2022: 8.1% This lender in state2023: 10.6% This lender in state2024: 10.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Colorado

By purpose

Home purchase 5% (3)Home improvement 28% (16)Refinancing 7% (4)Other purpose 60% (35)

By type

Conventional 100% (58)

Denial reasons as coded

Withheld: fewer than 25 denials in the state.

Counties in Colorado

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Denver Fire Dept Federal Credit Union originate in Colorado in 2024?

58 loans totalling $8.9m, from 103 applications reported for properties in Colorado.

What is Denver Fire Dept Federal Credit Union's denial rate in Colorado?

10.8% of decided applications in Colorado were denied, against 21.6% for all lenders in the state and 10.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Colorado counties does Denver Fire Dept Federal Credit Union lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Colorado. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.