Lenders › The Federal Savings Bank › Nebraska
The Federal Savings Bank in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
The Federal Savings Bank's 2024 HMDA record for Nebraska covers 102 applications, 45 of them originated, worth $14m.
Its denial rate in the state was 11.5%, below the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 18.6%.
The median rate spread on its Nebraska originations was 0.1 percentage points (state median 0.3).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | The Federal Savings Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 11.5% | 17.2% | 18.6% | 24.3% |
| Median rate spread, pp | 0.1 | 0.3 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 6.7% | 13.8% | 7.3% | 15.6% |
| Average originated loan | $310k | $231k | $371k | $329k |
| Home purchase share | 15.6% | 59.8% | 46.9% | 57.0% |
| FHA-insured share | 15.6% | 10.4% | 16.1% | 13.4% |
| VA-guaranteed share | 73.3% | 8.7% | 46.6% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 16% (7)Refinancing 2% (1)Cash-out refinancing 82% (37)
By type
Conventional 11% (5)FHA 16% (7)VA 73% (33)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Nebraska
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did The Federal Savings Bank originate in Nebraska in 2024?
45 loans totalling $14m, from 102 applications reported for properties in Nebraska.
What is The Federal Savings Bank's denial rate in Nebraska?
11.5% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 18.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does The Federal Savings Bank lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.