Lenders › Triad Financial Services, Inc. › Arkansas
Triad Financial Services, Inc. in Arkansas
HMDA record for properties in Arkansas, calendar year 2024. National record · Arkansas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Triad Financial Services, Inc.'s 2024 HMDA record for Arkansas covers 2,460 applications, 233 of them originated, worth $26m.
Its denial rate in the state was 60.7%, above the Arkansas rate of 25.0% across all lenders and compared with the lender's national rate of 55.7%.
The median rate spread on its Arkansas originations was 2.7 percentage points (state median 0.4).
Applications in the state were up 11% on 2023.
Compared with the state and the lender's national record
| Measure | In Arkansas | Arkansas, all lenders | Triad Financial Services, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 60.7% | 25.0% | 55.7% | 24.3% |
| Median rate spread, pp | 2.7 | 0.4 | 2.7 | 0.3 |
| Originations with spread of 1.5 pp or more | 94.0% | 17.6% | 84.8% | 15.6% |
| Average originated loan | $110k | $220k | $99k | $329k |
| Home purchase share | 100.0% | 60.8% | 99.5% | 57.0% |
| FHA-insured share | 0.0% | 15.3% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 9.5% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateArkansas, all lenders
Loan purpose and loan type in Arkansas
By purpose
Home purchase 100% (233)
By type
Conventional 100% (233)
Denial reasons as coded
Share of 1,489 denials in Arkansas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Arkansas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Union County | 129 | 13 | $1.2m | 58.1% |
| Miller County | 70 | 11 | $1.6m | 45.7% |
| White County | 115 | 9 | $775k | 58.3% |
| Pulaski County | 89 | 9 | $1.1m | 66.3% |
| Ashley County | 48 | 9 | $925k | 58.3% |
| Garland County | 146 | 8 | $980k | 64.4% |
| Faulkner County | 93 | 8 | $750k | 60.2% |
| Pope County | 49 | 8 | $820k | 51.0% |
| Saline County | 123 | 7 | $895k | 55.7% |
| Hot Spring County | 111 | 7 | $825k | 74.8% |
| Ouachita County | 63 | 7 | $615k | 68.3% |
| Jefferson County | 53 | 7 | $675k | 54.7% |
| Crawford County | 30 | 7 | $445k | 53.3% |
| Hempstead County | 45 | 6 | $670k | 57.8% |
| Conway County | 41 | 6 | $640k | 70.7% |
| Lafayette County | 25 | 6 | $740k | 68.0% |
| Howard County | 25 | 6 | $590k | 48.0% |
| Bradley County | 37 | 5 | $725k | 62.2% |
| Washington County | 32 | 5 | $325k | 43.8% |
| Van Buren County | 26 | 5 | $605k | 61.5% |
| Pike County | 34 | 4 | $460k | 52.9% |
| Calhoun County | 27 | 4 | $560k | 63.0% |
| Lonoke County | 52 | 3 | $325k | 56.9% |
| Grant County | 50 | 3 | $355k | 66.0% |
| Independence County | 43 | 3 | $375k | 53.5% |
| Cleburne County | 41 | 3 | $325k | 65.0% |
| Cross County | 30 | 3 | $295k | 50.0% |
| Chicot County | 25 | 3 | $315k | 64.0% |
| Nevada County | 31 | 2 | $160k | 51.6% |
| Polk County | 26 | 2 | $380k | 73.1% |
| Columbia County | 46 | 1 | $105k | 76.1% |
| Clark County | 39 | 1 | $55k | 59.0% |
| Drew County | 33 | 1 | $145k | 59.4% |
| Craighead County | 32 | 0 | $0 | 71.0% |
| Mississippi County | 25 | 0 | $0 | 80.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Triad Financial Services, Inc. originate in Arkansas in 2024?
233 loans totalling $26m, from 2,460 applications reported for properties in Arkansas.
What is Triad Financial Services, Inc.'s denial rate in Arkansas?
60.7% of decided applications in Arkansas were denied, against 25.0% for all lenders in the state and 55.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Arkansas counties does Triad Financial Services, Inc. lend in most?
By originations: Union County (13), Miller County (11), White County (9), Pulaski County (9), Ashley County (9).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arkansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.