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Triad Financial Services, Inc. in Nebraska

HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview

LEI 549300CB67L6KPJLHE19
Reporting agency Department of Housing and Urban Development
State Nebraska

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Triad Financial Services, Inc.'s 2024 HMDA record for Nebraska covers 101 applications, 5 of them originated, worth $315k.

Its denial rate in the state was 72.3%, above the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 55.7%.

Applications in the state were down 6% on 2023.

101applications in NE, 20240.1% of the lender's total
5loans originated$315k
72.3%denial rateNE all lenders 17.2%
—median rate spreadNE 0.3 pp

Compared with the state and the lender's national record

MeasureIn NebraskaNebraska, all lendersTriad Financial Services, Inc., all statesUnited States
Denial rate72.3%17.2%55.7%24.3%
Median rate spread, pp—0.32.70.3
Originations with spread of 1.5 pp or more—13.8%84.8%15.6%
Average originated loan—$231k$99k$329k
Home purchase share100.0%59.8%99.5%57.0%
FHA-insured share0.0%10.4%0.0%13.4%
VA-guaranteed share0.0%8.7%0.0%7.9%

Trend by year

ApplicationsOriginations

053.51072022: 68 Applications2023: 107 Applications2024: 101 Applications2022: 9 Originations2023: 11 Originations2024: 5 Originations202220232024
Triad Financial Services, Inc. in Nebraska: applications and originations, 2022–2024

This lender in stateNebraska, all lenders

0%40.2%80.4%2022: 60.3% This lender in state2023: 80.4% This lender in state2024: 72.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Nebraska

By purpose

Home purchase 100% (5)

By type

Conventional 100% (5)

Denial reasons as coded

Credit history39.7%
Debt-to-income ratio35.6%
Other11%
Collateral5.5%
Employment history4.1%
Credit application incomplete4.1%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 73 denials in Nebraska by first denial reason coded (outlined bar: all lenders in the state).

Counties in Nebraska

CountyApplicationsOriginationsAmountDenial rate
Douglas County354$230k60.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Triad Financial Services, Inc. originate in Nebraska in 2024?

5 loans totalling $315k, from 101 applications reported for properties in Nebraska.

What is Triad Financial Services, Inc.'s denial rate in Nebraska?

72.3% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 55.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Nebraska counties does Triad Financial Services, Inc. lend in most?

By originations: Douglas County (4).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.