Lenders › Triad Financial Services, Inc. › South Carolina
Triad Financial Services, Inc. in South Carolina
HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In South Carolina, Triad Financial Services, Inc. reported 1,339 applications and 290 originations for 2024, $35m in all.
Its denial rate in the state was 48.8%, above the South Carolina rate of 25.2% across all lenders and compared with the lender's national rate of 55.7%.
The median rate spread on its South Carolina originations was 2.4 percentage points (state median 0.3).
Applications in the state were up 22% on 2023.
Compared with the state and the lender's national record
| Measure | In South Carolina | South Carolina, all lenders | Triad Financial Services, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 48.8% | 25.2% | 55.7% | 24.3% |
| Median rate spread, pp | 2.4 | 0.3 | 2.7 | 0.3 |
| Originations with spread of 1.5 pp or more | 87.9% | 15.5% | 84.8% | 15.6% |
| Average originated loan | $121k | $296k | $99k | $329k |
| Home purchase share | 99.7% | 62.8% | 99.5% | 57.0% |
| FHA-insured share | 0.0% | 16.5% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 12.9% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateSouth Carolina, all lenders
Loan purpose and loan type in South Carolina
By purpose
Home purchase 100% (289)Refinancing 0% (1)
By type
Conventional 100% (290)
Denial reasons as coded
Share of 651 denials in South Carolina by first denial reason coded (outlined bar: all lenders in the state).
Counties in South Carolina
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Horry County | 286 | 84 | $11m | 43.7% |
| Florence County | 53 | 15 | $1.5m | 47.2% |
| Orangeburg County | 80 | 13 | $1.7m | 51.9% |
| Georgetown County | 61 | 13 | $1.6m | 55.7% |
| Berkeley County | 41 | 13 | $2.1m | 30.0% |
| Dillon County | 37 | 11 | $915k | 43.2% |
| Marion County | 29 | 11 | $1.4m | 44.8% |
| Laurens County | 64 | 10 | $1.1m | 53.1% |
| Williamsburg County | 31 | 9 | $1.3m | 41.9% |
| York County | 61 | 8 | $660k | 59.0% |
| Jasper County | 59 | 8 | $190k | 49.2% |
| Anderson County | 37 | 8 | $850k | 40.5% |
| Aiken County | 33 | 7 | $795k | 60.6% |
| Charleston County | 26 | 7 | $845k | 28.0% |
| Oconee County | 34 | 5 | $695k | 61.8% |
| Chesterfield County | 32 | 4 | $500k | 40.6% |
| Darlington County | 29 | 4 | $510k | 65.5% |
| Greenville County | 33 | 3 | $375k | 56.3% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Triad Financial Services, Inc. originate in South Carolina in 2024?
290 loans totalling $35m, from 1,339 applications reported for properties in South Carolina.
What is Triad Financial Services, Inc.'s denial rate in South Carolina?
48.8% of decided applications in South Carolina were denied, against 25.2% for all lenders in the state and 55.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which South Carolina counties does Triad Financial Services, Inc. lend in most?
By originations: Horry County (84), Florence County (15), Orangeburg County (13), Georgetown County (13), Berkeley County (13).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.