Lenders › Triad Financial Services, Inc. › Wyoming
Triad Financial Services, Inc. in Wyoming
HMDA record for properties in Wyoming, calendar year 2024. National record · Wyoming overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Wyoming, Triad Financial Services, Inc. reported 312 applications and 94 originations for 2024, $6.6m in all.
Its denial rate in the state was 52.3%, above the Wyoming rate of 21.0% across all lenders and compared with the lender's national rate of 55.7%.
The median rate spread on its Wyoming originations was 2.2 percentage points (state median 0.3).
Applications in the state were up 24% on 2023.
Compared with the state and the lender's national record
| Measure | In Wyoming | Wyoming, all lenders | Triad Financial Services, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 52.3% | 21.0% | 55.7% | 24.3% |
| Median rate spread, pp | 2.2 | 0.3 | 2.7 | 0.3 |
| Originations with spread of 1.5 pp or more | 88.3% | 14.6% | 84.8% | 15.6% |
| Average originated loan | $70k | $284k | $99k | $329k |
| Home purchase share | 100.0% | 59.2% | 99.5% | 57.0% |
| FHA-insured share | 0.0% | 17.5% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 13.1% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWyoming, all lenders
Loan purpose and loan type in Wyoming
By purpose
Home purchase 100% (94)
By type
Conventional 100% (94)
Denial reasons as coded
Share of 162 denials in Wyoming by first denial reason coded (outlined bar: all lenders in the state).
Counties in Wyoming
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Natrona County | 121 | 31 | $2.2m | 60.8% |
| Campbell County | 54 | 28 | $1.3m | 31.5% |
| Laramie County | 66 | 13 | $685k | 63.1% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Triad Financial Services, Inc. originate in Wyoming in 2024?
94 loans totalling $6.6m, from 312 applications reported for properties in Wyoming.
What is Triad Financial Services, Inc.'s denial rate in Wyoming?
52.3% of decided applications in Wyoming were denied, against 21.0% for all lenders in the state and 55.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wyoming counties does Triad Financial Services, Inc. lend in most?
By originations: Natrona County (31), Campbell County (28), Laramie County (13).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wyoming. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.