Lenders › The Park National Bank › South Carolina
The Park National Bank in South Carolina
HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In South Carolina, The Park National Bank reported 337 applications and 213 originations for 2024, $70m in all.
Its denial rate in the state was 22.9%, below the South Carolina rate of 25.2% across all lenders and compared with the lender's national rate of 20.9%.
The median rate spread on its South Carolina originations was 0.4 percentage points (state median 0.3).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In South Carolina | South Carolina, all lenders | The Park National Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 22.9% | 25.2% | 20.9% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 9.4% | 15.5% | 9.8% | 15.6% |
| Average originated loan | $327k | $296k | $183k | $329k |
| Home purchase share | 62.4% | 62.8% | 45.9% | 57.0% |
| FHA-insured share | 1.9% | 16.5% | 0.3% | 13.4% |
| VA-guaranteed share | 0.9% | 12.9% | 0.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateSouth Carolina, all lenders
Loan purpose and loan type in South Carolina
By purpose
Home purchase 62% (133)Home improvement 19% (40)Refinancing 10% (21)Cash-out refinancing 2% (4)Other purpose 7% (15)
By type
Conventional 97% (207)FHA 2% (4)VA 1% (2)
Denial reasons as coded
Share of 65 denials in South Carolina by first denial reason coded (outlined bar: all lenders in the state).
Counties in South Carolina
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Anderson County | 133 | 87 | $21m | 16.7% |
| Spartanburg County | 75 | 49 | $15m | 29.0% |
| Greenville County | 55 | 33 | $15m | 23.3% |
| Pickens County | 33 | 21 | $5.1m | 18.5% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did The Park National Bank originate in South Carolina in 2024?
213 loans totalling $70m, from 337 applications reported for properties in South Carolina.
What is The Park National Bank's denial rate in South Carolina?
22.9% of decided applications in South Carolina were denied, against 25.2% for all lenders in the state and 20.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which South Carolina counties does The Park National Bank lend in most?
By originations: Anderson County (87), Spartanburg County (49), Greenville County (33), Pickens County (21).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.