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Community Bank and Trust in Missouri
HMDA record for properties in Missouri, calendar year 2024. National record · Missouri overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Missouri, Community Bank and Trust reported 152 applications and 97 originations for 2024, $14m in all.
Its denial rate in the state was 15.3%, below the Missouri rate of 19.9% across all lenders and compared with the lender's national rate of 16.1%.
Applications in the state were up 5% on 2023.
Compared with the state and the lender's national record
| Measure | In Missouri | Missouri, all lenders | Community Bank and Trust, all states | United States |
|---|---|---|---|---|
| Denial rate | 15.3% | 19.9% | 16.1% | 24.3% |
| Median rate spread, pp | — | 0.4 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 14.1% | — | 15.6% |
| Average originated loan | $149k | $231k | $144k | $329k |
| Home purchase share | 53.6% | 58.6% | 53.6% | 57.0% |
| FHA-insured share | 4.1% | 12.8% | 6.3% | 13.4% |
| VA-guaranteed share | 0.0% | 8.2% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMissouri, all lenders
Loan purpose and loan type in Missouri
By purpose
Home purchase 54% (52)Home improvement 13% (13)Refinancing 18% (17)Other purpose 15% (15)
By type
Conventional 92% (89)FHA 4% (4)USDA 4% (4)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Missouri
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Jasper County | 74 | 48 | $7.5m | 16.4% |
| Newton County | 58 | 36 | $4.8m | 14.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Community Bank and Trust originate in Missouri in 2024?
97 loans totalling $14m, from 152 applications reported for properties in Missouri.
What is Community Bank and Trust's denial rate in Missouri?
15.3% of decided applications in Missouri were denied, against 19.9% for all lenders in the state and 16.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Missouri counties does Community Bank and Trust lend in most?
By originations: Jasper County (48), Newton County (36).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Missouri. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.