Carrollton Bank reported 720 applications for homes in Illinois in the HMDA data of 2025.
It originated 616 loans in the state in 2025, for $110 million in total.
The median interest rate of these loans in 2025 was 6.375%, and the median of all lenders in Illinois was 6.500%.
The median total loan costs in 2025 were $2,642, and the state median was $5,928.
It denied 6.3% of the applications that it decided in the state in 2025, and the state denial rate was 21.7%.
Filed figures of Carrollton Bank in Illinois, 2025
Figure
In IL
Lender, all states
IL, all lenders
Applications
720
1,655
395,939
Loans originated
616
1,334
232,591
Median interest rate
6.375%
6.490%
6.500%
Median total loan costs
$2,642
$3,249
$5,928
Denial rate
6.3%
7.4%
21.7%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Carrollton Bank in Illinois, 2025Each value has the median of all lenders in Illinois under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in IL
354
6.375%IL 6.500%
$2,642IL $5,928
$795IL $1,640
$210IL $1,699
$101IL $550
0.028IL 0.290
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.028 percentage points above the average prime offer rate. On a loan of $300,000, that is about $84 more a year, or $7 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Illinois. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Carrollton Bank were in Illinois in 2025?
616 of its loans originated, out of 1,334 in all states. That is 46.2%.
In which counties of Illinois did Carrollton Bank originate the most loans in 2025?
The three with the most loans were Madison County (287), Sangamon County (91) and Jersey County (66).
Which loan types did Carrollton Bank originate in Illinois in 2025?
566 conventional, 18 FHA, 25 VA and 7 USDA.
How did the applications of Carrollton Bank in Illinois change from 2022 to 2025?
It reported 1,392 applications in 2022 and 720 in 2025.