Lender Register
HMDA year on file2025
Name of the lender

Absolute Home Mortgage in OhioMortgage rates, total loan costs and denial rate for homes in Ohio, 2025

HMDA year2025
StateOhio
Head office
Fairfield, NJ
Reporting agency
Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

Absolute Home Mortgage reported 141 applications for homes in Ohio in the HMDA data of 2025.

It originated 85 loans in the state in 2025, for $17.4 million in total.

The median interest rate of these loans in 2025 was 6.500%, and the median of all lenders in Ohio was 6.500%.

The median total loan costs in 2025 were $8,021, and the state median was $5,199.

It denied 4.5% of the applications that it decided in the state in 2025, and the state denial rate was 21.9%.

Filed figures of Absolute Home Mortgage in Ohio, 2025
FigureIn OHLender, all statesOH, all lenders
Applications1414,352464,003
Loans originated852,965277,933
Median interest rate6.500%6.625%6.500%
Median total loan costs$8,021$8,979$5,199
Denial rate4.5%5.2%21.9%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in OH

Pricing medians of Absolute Home Mortgage in Ohio, 2025Each value has the median of all lenders in Ohio under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in OH786.500%OH 6.500%$8,021OH $5,199$3,449OH $1,890$1,480OH $2,024$297OH $4310.467OH 0.287

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.467 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,401 more a year, or $117 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Ohio by the action taken
Action takenRecordsShare
1Loan originated8560.3%
2Application approved but not accepted00.0%
3Application denied42.8%
4Application withdrawn by applicant5236.9%
5File closed for incompleteness00.0%
6Purchased loan00.0%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in Ohio by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional70392.5%
FHA-insured57348.1%
VA-guaranteed43n/a
USDA Rural Housing Service or Farm Service Agency guaranteed109n/a

Counties in Ohio

Counties of Absolute Home Mortgage in Ohio with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Cuyahoga County4628$4.5 million6.7%

Figures by year

Absolute Home Mortgage in Ohio by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
202514185$17.4 million6.500%$8,0214.5%
202410763$13.4 millionn/an/a3.1%
20233823$4.3 millionn/an/a8.0%
202210673$12.4 millionn/an/a2.6%

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Absolute Home Mortgage in Ohio: mortgage rates, 2025", https://lenderregister.com/lender/549300d4zylsq5lmtv35-absolute-home-mortgage/oh/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Ohio. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Absolute Home Mortgage were in Ohio in 2025?
85 of its loans originated, out of 2,965 in all states. That is 2.9%.
In which counties of Ohio did Absolute Home Mortgage originate the most loans in 2025?
Only one county has 50 applications or more of the lender: Cuyahoga County, with 28 loans originated.
Which loan types did Absolute Home Mortgage originate in Ohio in 2025?
39 conventional, 34 FHA, 3 VA and 9 USDA.
How did the applications of Absolute Home Mortgage in Ohio change from 2022 to 2025?
It reported 106 applications in 2022 and 141 in 2025.