Lender Register
HMDA year on file2025
Name of the lender

Affordable Mortgage Advisors in FloridaMortgage rates, total loan costs and denial rate for homes in Florida, 2025

HMDA year2025
StateFlorida
Head office
Pittsburgh, PA
Reporting agency
Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

Affordable Mortgage Advisors reported 633 applications for homes in Florida in the HMDA data of 2025.

It originated 445 loans in the state in 2025, for $128 million in total.

The median interest rate of these loans in 2025 was 6.625%, and the median of all lenders in Florida was 6.375%.

The median total loan costs in 2025 were $7,655, and the state median was $8,247.

It denied 4.8% of the applications that it decided in the state in 2025, and the state denial rate was 27.2%.

Filed figures of Affordable Mortgage Advisors in Florida, 2025
FigureIn FLLender, all statesFL, all lenders
Applications6335,590931,897
Loans originated4454,153491,046
Median interest rate6.625%6.625%6.375%
Median total loan costs$7,655$6,062$8,247
Denial rate4.8%2.4%27.2%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in FL

Pricing medians of Affordable Mortgage Advisors in Florida, 2025Each value has the median of all lenders in Florida under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in FL4206.625%FL 6.375%$7,655FL $8,247$3,047FL $2,390$2,358FL $3,169$101FL $5190.362FL 0.155

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.362 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,086 more a year, or $91 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Florida by the action taken
Action takenRecordsShare
1Loan originated44570.3%
2Application approved but not accepted132.1%
3Application denied233.6%
4Application withdrawn by applicant15224.0%
5File closed for incompleteness00.0%
6Purchased loan00.0%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in Florida by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional3912744.1%
FHA-insured1741206.2%
VA-guaranteed53474.1%
USDA Rural Housing Service or Farm Service Agency guaranteed154n/a

Counties in Florida

Counties of Affordable Mortgage Advisors in Florida with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Alachua County168124$36.4 million2.4%
Columbia County2616$4.6 millionn/a
Duval County3123$6.3 millionn/a
Gilchrist County2720$4.5 millionn/a
Levy County2721$3.9 millionn/a
Marion County4934$9.0 million0.0%
Putnam County2516$3.0 millionn/a
St. Johns County3427$11.4 million3.4%
Volusia County5738$11.9 million9.3%

Figures by year

Affordable Mortgage Advisors in Florida by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
2025633445$128 million6.625%$7,6554.8%
2024525398$117 millionn/an/a1.2%
2023n/an/an/an/an/an/a
2022n/an/an/an/an/an/a

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Affordable Mortgage Advisors in Florida, 2025", https://lenderregister.com/lender/549300de8ts4eytpx729-affordable-mortgage-advisors/fl/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Florida. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Affordable Mortgage Advisors were in Florida in 2025?
445 of its loans originated, out of 4,153 in all states. That is 10.7%.
In which counties of Florida did Affordable Mortgage Advisors originate the most loans in 2025?
The three with the most loans were Alachua County (124), Volusia County (38) and Marion County (34).
Which loan types did Affordable Mortgage Advisors originate in Florida in 2025?
274 conventional, 120 FHA, 47 VA and 4 USDA.
How did the applications of Affordable Mortgage Advisors in Florida change from 2024 to 2025?
It reported 525 applications in 2024 and 633 in 2025.