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Partners Bank of New England in Maine

HMDA record for properties in Maine, calendar year 2024. National record · Maine overview

LEI 549300DK2AEMKCO4JZ92
Reporting agency Federal Deposit Insurance Corporation
State Maine

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Partners Bank of New England's 2024 HMDA record for Maine covers 272 applications, 213 of them originated, worth $54m.

Its denial rate in the state was 11.1%, below the Maine rate of 20.9% across all lenders and compared with the lender's national rate of 8.7%.

The median rate spread on its Maine originations was 0.4 percentage points (state median 0.4).

Applications in the state were down 34% on 2023.

272applications in ME, 202470.5% of the lender's total
213loans originated$54m
11.1%denial rateME all lenders 20.9%
0.4 ppmedian rate spreadME 0.4 pp

Compared with the state and the lender's national record

MeasureIn MaineMaine, all lendersPartners Bank of New England, all statesUnited States
Denial rate11.1%20.9%8.7%24.3%
Median rate spread, pp0.40.40.40.3
Originations with spread of 1.5 pp or more25.5%16.1%28.4%15.6%
Average originated loan$255k$263k$257k$329k
Home purchase share25.8%49.0%25.9%57.0%
FHA-insured share0.0%8.7%0.0%13.4%
VA-guaranteed share0.0%6.3%0.0%7.9%

Trend by year

ApplicationsOriginations

02414822022: 482 Applications2023: 415 Applications2024: 272 Applications2022: 378 Originations2023: 334 Originations2024: 213 Originations202220232024
Partners Bank of New England in Maine: applications and originations, 2022–2024

This lender in stateMaine, all lenders

0%10.5%21%2022: 9.7% This lender in state2023: 12% This lender in state2024: 11.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Maine

By purpose

Home purchase 26% (55)Home improvement 10% (21)Refinancing 2% (5)Cash-out refinancing 23% (48)Other purpose 39% (84)

By type

Conventional 100% (212)USDA 0% (1)

Denial reasons as coded

Debt-to-income ratio33.3%
Collateral29.6%
Other18.5%
Credit history14.8%
Credit application incomplete3.7%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 27 denials in Maine by first denial reason coded (outlined bar: all lenders in the state).

Counties in Maine

CountyApplicationsOriginationsAmountDenial rate
York County203162$42m11.4%
Cumberland County4233$10.0m7.9%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Partners Bank of New England originate in Maine in 2024?

213 loans totalling $54m, from 272 applications reported for properties in Maine.

What is Partners Bank of New England's denial rate in Maine?

11.1% of decided applications in Maine were denied, against 20.9% for all lenders in the state and 8.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Maine counties does Partners Bank of New England lend in most?

By originations: York County (162), Cumberland County (33).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maine. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.