Name of the lender

New American Funding, LLC. in ColoradoMortgage rates, total loan costs and denial rate for homes in Colorado, 2025

HMDA year2025

StateColorado

Head office: Tustin, CA
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

New American Funding, LLC. reported 3,025 applications for homes in Colorado in the HMDA data of 2025.

It originated 1,551 loans in the state in 2025, for $532 million in total.

The median interest rate of these loans in 2025 was 6.500%, and the median of all lenders in Colorado was 6.250%.

The median total loan costs in 2025 were $9,222, and the state median was $6,099.

It denied 10.2% of the applications that it decided in the state in 2025, and the state denial rate was 19.7%.

Filed figures of New American Funding, LLC. in Colorado, 2025
Figure	In CO	Lender, all states	CO, all lenders
Applications	3,025	140,813	260,604
Loans originated	1,551	57,460	156,418
Median interest rate	6.500%	6.750%	6.250%
Median total loan costs	$9,222	$8,674	$6,099
Denial rate	10.2%	17.9%	19.7%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in CO

Pricing medians of New American Funding, LLC. in Colorado, 2025Each value has the median of all lenders in Colorado under it.
Loans	Loans in the medians	Interest rate	Total loan costs	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits	Rate spread, points
All loans in CO	1,170	6.500%CO 6.250%	$9,222CO $6,099	$5,068CO $2,431	$4,830CO $3,887	$881CO $700	0.395CO 0.014

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.395 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,185 more a year, or $99 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Colorado by the action taken
Action taken	Records	Share
1Loan originated	1,551	51.3%
2Application approved but not accepted	36	1.2%
3Application denied	181	6.0%
4Application withdrawn by applicant	683	22.6%
5File closed for incompleteness	574	19.0%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Colorado by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	1,869	1,055	7.8%
FHA-insured	908	382	16.8%
VA-guaranteed	246	113	9.4%
USDA Rural Housing Service or Farm Service Agency guaranteed	2	1	n/a

Counties in Colorado

Counties of New American Funding, LLC. in Colorado with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Adams County	354	197	$62.2 million	8.8%
Arapahoe County	331	176	$57.0 million	8.7%
Boulder County	62	24	$7.7 million	18.8%
Broomfield County	27	11	$3.6 million	n/a
Delta County	75	44	$8.0 million	6.4%
Denver County	288	155	$50.6 million	7.6%
Douglas County	229	144	$69.0 million	7.5%
El Paso County	335	153	$56.0 million	15.8%
Fremont County	29	9	$2.4 million	n/a
Jefferson County	291	151	$63.8 million	11.1%
Larimer County	115	57	$19.9 million	10.8%
Mesa County	103	55	$14.6 million	11.3%
Montrose County	39	25	$8.0 million	10.7%
Park County	26	15	$5.1 million	n/a
Pueblo County	106	40	$8.0 million	14.6%
Summit County	66	50	$20.8 million	2.0%
Weld County	231	116	$37.5 million	5.6%

Figures by year

New American Funding, LLC. in Colorado by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	3,025	1,551	$532 million	6.500%	$9,222	10.2%
2024	2,823	1,416	$502 million	n/a	n/a	14.1%
2023	2,233	1,334	$490 million	n/a	n/a	8.2%
2022	3,802	2,079	$789 million	n/a	n/a	7.3%

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "New American Funding, LLC. in Colorado: mortgage rates, 2025", https://lenderregister.com/lender/549300e2ux99hkdbr481-new-american-funding-llc/co/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Colorado. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of New American Funding, LLC. were in Colorado in 2025?: 1,551 of its loans originated, out of 57,460 in all states. That is 2.7%.
In which counties of Colorado did New American Funding, LLC. originate the most loans in 2025?: The three with the most loans were Adams County (197), Arapahoe County (176) and Denver County (155).
Which loan types did New American Funding, LLC. originate in Colorado in 2025?: 1,055 conventional, 382 FHA, 113 VA and 1 USDA.
How did the applications of New American Funding, LLC. in Colorado change from 2022 to 2025?: It reported 3,802 applications in 2022 and 3,025 in 2025.