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New American Funding, LLC. in New Hampshire

HMDA record for properties in New Hampshire, calendar year 2024. National record · New Hampshire overview

LEI 549300E2UX99HKDBR481
Reporting agency Department of Housing and Urban Development
State New Hampshire

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

New American Funding, LLC.'s 2024 HMDA record for New Hampshire covers 479 applications, 168 of them originated, worth $53m.

Its denial rate in the state was 27.1%, above the New Hampshire rate of 22.8% across all lenders and compared with the lender's national rate of 20.9%.

The median rate spread on its New Hampshire originations was 0.5 percentage points (state median 0.4).

Applications in the state were up 97% on 2023.

479applications in NH, 20240.4% of the lender's total
168loans originated$53m
27.1%denial rateNH all lenders 22.8%
0.5 ppmedian rate spreadNH 0.4 pp

Compared with the state and the lender's national record

MeasureIn New HampshireNew Hampshire, all lendersNew American Funding, LLC., all statesUnited States
Denial rate27.1%22.8%20.9%24.3%
Median rate spread, pp0.50.40.70.3
Originations with spread of 1.5 pp or more18.5%15.9%20.0%15.6%
Average originated loan$317k$320k$282k$329k
Home purchase share57.7%46.9%70.9%57.0%
FHA-insured share18.5%7.2%30.6%13.4%
VA-guaranteed share6.5%5.7%8.3%7.9%

Trend by year

ApplicationsOriginations

0239.54792022: 439 Applications2023: 243 Applications2024: 479 Applications2022: 121 Originations2023: 82 Originations2024: 168 Originations202220232024
New American Funding, LLC. in New Hampshire: applications and originations, 2022–2024

This lender in stateNew Hampshire, all lenders

0%13.6%27.1%2022: 21.2% This lender in state2023: 18.8% This lender in state2024: 27.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Hampshire

By purpose

Home purchase 58% (97)Home improvement 9% (15)Refinancing 14% (24)Cash-out refinancing 15% (25)Other purpose 4% (7)

By type

Conventional 74% (125)FHA 18% (31)VA 7% (11)USDA 1% (1)

Denial reasons as coded

Credit history51.6%
Collateral18.8%
Credit application incomplete10.9%
Other7.8%
Unverifiable information4.7%
Debt-to-income ratio3.1%
Employment history1.6%
Insufficient cash (downpayment, closing costs)1.6%
Mortgage insurance denied0%

Share of 64 denials in New Hampshire by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Hampshire

CountyApplicationsOriginationsAmountDenial rate
Hillsborough County14166$21m16.5%
Rockingham County9839$14m23.1%
Merrimack County5113$4.6m—
Strafford County419$2.5m—
Grafton County299$1.7m—
Carroll County279$2.8m—
Belknap County318$1.9m—
Cheshire County268$2.3m—
Sullivan County267$1.6m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did New American Funding, LLC. originate in New Hampshire in 2024?

168 loans totalling $53m, from 479 applications reported for properties in New Hampshire.

What is New American Funding, LLC.'s denial rate in New Hampshire?

27.1% of decided applications in New Hampshire were denied, against 22.8% for all lenders in the state and 20.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Hampshire counties does New American Funding, LLC. lend in most?

By originations: Hillsborough County (66), Rockingham County (39), Merrimack County (13), Strafford County (9), Grafton County (9).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Hampshire. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.