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Glacier Bank in Arizona

HMDA record for properties in Arizona, calendar year 2024. National record · Arizona overview

LEI 549300ESRQ6OLBB56N04
Reporting agency Consumer Financial Protection Bureau
State Arizona

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Arizona, Glacier Bank reported 374 applications and 211 originations for 2024, $82m in all.

Its denial rate in the state was 28.9%, above the Arizona rate of 22.2% across all lenders and compared with the lender's national rate of 21.2%.

The median rate spread on its Arizona originations was 0.5 percentage points (state median 0.3).

Applications in the state were up 18% on 2023.

374applications in AZ, 20245.2% of the lender's total
211loans originated$82m
28.9%denial rateAZ all lenders 22.2%
0.5 ppmedian rate spreadAZ 0.3 pp

Compared with the state and the lender's national record

MeasureIn ArizonaArizona, all lendersGlacier Bank, all statesUnited States
Denial rate28.9%22.2%21.2%24.3%
Median rate spread, pp0.50.30.50.3
Originations with spread of 1.5 pp or more8.8%16.7%8.5%15.6%
Average originated loan$390k$353k$341k$329k
Home purchase share66.4%55.6%58.4%57.0%
FHA-insured share4.3%17.9%7.9%13.4%
VA-guaranteed share3.3%9.6%2.5%7.9%

Trend by year

ApplicationsOriginations

03316622022: 662 Applications2023: 317 Applications2024: 374 Applications2022: 405 Originations2023: 170 Originations2024: 211 Originations202220232024
Glacier Bank in Arizona: applications and originations, 2022–2024

This lender in stateArizona, all lenders

0%14.4%28.9%2022: 21.9% This lender in state2023: 22.8% This lender in state2024: 28.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Arizona

By purpose

Home purchase 66% (140)Home improvement 17% (35)Refinancing 8% (17)Cash-out refinancing 2% (4)Other purpose 7% (15)

By type

Conventional 92% (195)FHA 4% (9)VA 3% (7)

Denial reasons as coded

Debt-to-income ratio47.7%
Credit history25.6%
Collateral20.9%
Other3.5%
Insufficient cash (downpayment, closing costs)2.3%
Employment history0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 86 denials in Arizona by first denial reason coded (outlined bar: all lenders in the state).

Counties in Arizona

CountyApplicationsOriginationsAmountDenial rate
Mohave County13174$20m31.5%
Yavapai County10558$31m22.4%
Yuma County5427$8.0m41.3%
Maricopa County3427$11m10.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Glacier Bank originate in Arizona in 2024?

211 loans totalling $82m, from 374 applications reported for properties in Arizona.

What is Glacier Bank's denial rate in Arizona?

28.9% of decided applications in Arizona were denied, against 22.2% for all lenders in the state and 21.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Arizona counties does Glacier Bank lend in most?

By originations: Mohave County (74), Yavapai County (58), Yuma County (27), Maricopa County (27).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arizona. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.