Lenders › Glacier Bank › Idaho
Glacier Bank in Idaho
HMDA record for properties in Idaho, calendar year 2024. National record · Idaho overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Idaho, Glacier Bank reported 1,474 applications and 947 originations for 2024, $307m in all.
Its denial rate in the state was 17.3%, below the Idaho rate of 19.4% across all lenders and compared with the lender's national rate of 21.2%.
The median rate spread on its Idaho originations was 0.4 percentage points (state median 0.3).
Applications in the state were up 9% on 2023.
Compared with the state and the lender's national record
| Measure | In Idaho | Idaho, all lenders | Glacier Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.3% | 19.4% | 21.2% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 8.0% | 15.9% | 8.5% | 15.6% |
| Average originated loan | $324k | $314k | $341k | $329k |
| Home purchase share | 60.8% | 54.0% | 58.4% | 57.0% |
| FHA-insured share | 8.3% | 12.5% | 7.9% | 13.4% |
| VA-guaranteed share | 4.8% | 8.0% | 2.5% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIdaho, all lenders
Loan purpose and loan type in Idaho
By purpose
Home purchase 61% (576)Home improvement 15% (145)Refinancing 10% (91)Cash-out refinancing 4% (41)Other purpose 10% (94)
By type
Conventional 86% (818)FHA 8% (79)VA 5% (45)USDA 1% (5)
Denial reasons as coded
Share of 199 denials in Idaho by first denial reason coded (outlined bar: all lenders in the state).
Counties in Idaho
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Kootenai County | 478 | 328 | $113m | 13.4% |
| Bannock County | 213 | 143 | $38m | 10.6% |
| Bonner County | 213 | 115 | $41m | 24.7% |
| Ada County | 110 | 78 | $22m | 13.0% |
| Boundary County | 78 | 48 | $12m | 25.8% |
| Bonneville County | 53 | 35 | $12m | 12.5% |
| Canyon County | 60 | 30 | $12m | 41.2% |
| Blaine County | 39 | 29 | $7.6m | 14.7% |
| Bingham County | 30 | 23 | $7.7m | 14.8% |
| Shoshone County | 36 | 22 | $5.9m | 11.5% |
| Franklin County | 37 | 17 | $2.2m | 34.6% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Glacier Bank originate in Idaho in 2024?
947 loans totalling $307m, from 1,474 applications reported for properties in Idaho.
What is Glacier Bank's denial rate in Idaho?
17.3% of decided applications in Idaho were denied, against 19.4% for all lenders in the state and 21.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Idaho counties does Glacier Bank lend in most?
By originations: Kootenai County (328), Bannock County (143), Bonner County (115), Ada County (78), Boundary County (48).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Idaho. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.