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Compeer Financial in Illinois

HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview

LEI 549300EWFHPBZH38K695
Reporting agency Department of Housing and Urban Development
State Illinois

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Illinois, Compeer Financial reported 297 applications and 183 originations for 2024, $41m in all.

Its denial rate in the state was 15.4%, below the Illinois rate of 23.3% across all lenders and compared with the lender's national rate of 12.9%.

The median rate spread on its Illinois originations was 1.1 percentage points (state median 0.5).

Applications in the state were up 49% on 2023.

297applications in IL, 202417.0% of the lender's total
183loans originated$41m
15.4%denial rateIL all lenders 23.3%
1.1 ppmedian rate spreadIL 0.5 pp

Compared with the state and the lender's national record

MeasureIn IllinoisIllinois, all lendersCompeer Financial, all statesUnited States
Denial rate15.4%23.3%12.9%24.3%
Median rate spread, pp1.10.51.00.3
Originations with spread of 1.5 pp or more18.6%15.4%18.6%15.6%
Average originated loan$223k$273k$266k$329k
Home purchase share71.6%61.1%71.4%57.0%
FHA-insured share0.0%10.7%0.0%13.4%
VA-guaranteed share0.0%4.9%0.0%7.9%

Trend by year

ApplicationsOriginations

0148.52972022: 203 Applications2023: 199 Applications2024: 297 Applications2022: 129 Originations2023: 130 Originations2024: 183 Originations202220232024
Compeer Financial in Illinois: applications and originations, 2022–2024

This lender in stateIllinois, all lenders

0%11.7%23.3%2022: 17% This lender in state2023: 11% This lender in state2024: 15.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Illinois

By purpose

Home purchase 72% (131)Home improvement 12% (22)Refinancing 1% (2)Cash-out refinancing 8% (15)Other purpose 7% (13)

By type

Conventional 100% (183)

Denial reasons as coded

Debt-to-income ratio53.7%
Credit history29.3%
Collateral12.2%
Other4.9%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 41 denials in Illinois by first denial reason coded (outlined bar: all lenders in the state).

Counties in Illinois

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Compeer Financial originate in Illinois in 2024?

183 loans totalling $41m, from 297 applications reported for properties in Illinois.

What is Compeer Financial's denial rate in Illinois?

15.4% of decided applications in Illinois were denied, against 23.3% for all lenders in the state and 12.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Illinois counties does Compeer Financial lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.