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Meredith Village Savings Bank in New Hampshire

HMDA record for properties in New Hampshire, calendar year 2024. National record · New Hampshire overview

LEI 549300EWO1QALFC6LE98
Reporting agency Federal Deposit Insurance Corporation
State New Hampshire

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Meredith Village Savings Bank's 2024 HMDA record for New Hampshire covers 843 applications, 562 of them originated, worth $132m.

Its denial rate in the state was 21.2%, close to the New Hampshire rate of 22.8% across all lenders and compared with the lender's national rate of 21.4%.

The median rate spread on its New Hampshire originations was 0.4 percentage points (state median 0.4).

Applications in the state were down 9% on 2023.

843applications in NH, 202497.5% of the lender's total
562loans originated$132m
21.2%denial rateNH all lenders 22.8%
0.4 ppmedian rate spreadNH 0.4 pp

Compared with the state and the lender's national record

MeasureIn New HampshireNew Hampshire, all lendersMeredith Village Savings Bank, all statesUnited States
Denial rate21.2%22.8%21.4%24.3%
Median rate spread, pp0.40.40.40.3
Originations with spread of 1.5 pp or more28.1%15.9%28.2%15.6%
Average originated loan$235k$320k$236k$329k
Home purchase share48.2%46.9%49.0%57.0%
FHA-insured share0.0%7.2%0.0%13.4%
VA-guaranteed share0.0%5.7%0.0%7.9%

Trend by year

ApplicationsOriginations

05841,1682022: 1,168 Applications2023: 929 Applications2024: 843 Applications2022: 891 Originations2023: 635 Originations2024: 562 Originations202220232024
Meredith Village Savings Bank in New Hampshire: applications and originations, 2022–2024

This lender in stateNew Hampshire, all lenders

0%11.8%23.6%2022: 10.4% This lender in state2023: 16.9% This lender in state2024: 21.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Hampshire

By purpose

Home purchase 48% (271)Home improvement 24% (137)Refinancing 1% (6)Cash-out refinancing 14% (78)Other purpose 12% (70)

By type

Conventional 100% (562)

Denial reasons as coded

Debt-to-income ratio39.9%
Credit history37.9%
Collateral8.5%
Other6.5%
Credit application incomplete3.9%
Unverifiable information2%
Employment history1.3%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%

Share of 153 denials in New Hampshire by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Hampshire

CountyApplicationsOriginationsAmountDenial rate
Carroll County260186$50m14.5%
Belknap County261171$38m22.6%
Grafton County14788$19m31.3%
Strafford County5939$6.6m25.0%
Rockingham County5234$6.4m17.1%
Merrimack County3221$5.2m19.2%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Meredith Village Savings Bank originate in New Hampshire in 2024?

562 loans totalling $132m, from 843 applications reported for properties in New Hampshire.

What is Meredith Village Savings Bank's denial rate in New Hampshire?

21.2% of decided applications in New Hampshire were denied, against 22.8% for all lenders in the state and 21.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Hampshire counties does Meredith Village Savings Bank lend in most?

By originations: Carroll County (186), Belknap County (171), Grafton County (88), Strafford County (39), Rockingham County (34).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Hampshire. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.