Lenders › First State Bank Nebraska › Nebraska
First State Bank Nebraska in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nebraska, First State Bank Nebraska reported 242 applications and 176 originations for 2024, $45m in all.
Its denial rate in the state was 6.0%, below the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 5.8%.
Applications in the state were up 42% on 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | First State Bank Nebraska, all states | United States |
|---|---|---|---|---|
| Denial rate | 6.0% | 17.2% | 5.8% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 13.8% | — | 15.6% |
| Average originated loan | $256k | $231k | $254k | $329k |
| Home purchase share | 60.8% | 59.8% | 60.9% | 57.0% |
| FHA-insured share | 0.0% | 10.4% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 8.7% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 61% (107)Home improvement 12% (21)Refinancing 21% (37)Cash-out refinancing 2% (3)Other purpose 5% (8)
By type
Conventional 100% (176)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Lancaster County | 104 | 80 | $26m | 3.2% |
| Gage County | 48 | 32 | $5.0m | 11.4% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did First State Bank Nebraska originate in Nebraska in 2024?
176 loans totalling $45m, from 242 applications reported for properties in Nebraska.
What is First State Bank Nebraska's denial rate in Nebraska?
6.0% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 5.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does First State Bank Nebraska lend in most?
By originations: Lancaster County (80), Gage County (32).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.