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Tammac Holdings Coporation in Florida

HMDA record for properties in Florida, calendar year 2024. National record · Florida overview

LEI 549300FFVDRROF85IC57
Reporting agency Department of Housing and Urban Development
State Florida

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Tammac Holdings Coporation's 2024 HMDA record for Florida covers 188 applications, 24 of them originated, worth $2.0m.

Its denial rate in the state was 79.5%, above the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 76.3%.

Applications in the state were down 36% on 2023.

188applications in FL, 20243.4% of the lender's total
24loans originated$2.0m
79.5%denial rateFL all lenders 29.0%
—median rate spreadFL 0.3 pp

Compared with the state and the lender's national record

MeasureIn FloridaFlorida, all lendersTammac Holdings Coporation, all statesUnited States
Denial rate79.5%29.0%76.3%24.3%
Median rate spread, pp—0.34.10.3
Originations with spread of 1.5 pp or more—16.4%97.8%15.6%
Average originated loan—$359k$94k$329k
Home purchase share100.0%62.9%100.0%57.0%
FHA-insured share0.0%17.7%0.0%13.4%
VA-guaranteed share0.0%9.5%0.0%7.9%

Trend by year

ApplicationsOriginations

01633262022: 326 Applications2023: 294 Applications2024: 188 Applications2022: 39 Originations2023: 20 Originations2024: 24 Originations202220232024
Tammac Holdings Coporation in Florida: applications and originations, 2022–2024

This lender in stateFlorida, all lenders

0%40.8%81.5%2022: 81.5% This lender in state2023: 72.7% This lender in state2024: 79.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Florida

By purpose

Home purchase 100% (24)

By type

Conventional 100% (24)

Denial reasons as coded

Credit history76.5%
Debt-to-income ratio17.6%
Other2.2%
Employment history1.5%
Collateral1.5%
Insufficient cash (downpayment, closing costs)0.7%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 136 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).

Counties in Florida

CountyApplicationsOriginationsAmountDenial rate
Duval County371$55k87.1%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Tammac Holdings Coporation originate in Florida in 2024?

24 loans totalling $2.0m, from 188 applications reported for properties in Florida.

What is Tammac Holdings Coporation's denial rate in Florida?

79.5% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 76.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Florida counties does Tammac Holdings Coporation lend in most?

By originations: Duval County (1).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.