Lender Register

Lenders › Tammac Holdings Coporation › Michigan

Tammac Holdings Coporation in Michigan

HMDA record for properties in Michigan, calendar year 2024. National record · Michigan overview

LEI 549300FFVDRROF85IC57
Reporting agency Department of Housing and Urban Development
State Michigan

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Tammac Holdings Coporation's 2024 HMDA record for Michigan covers 295 applications, 23 of them originated, worth $1.7m.

Its denial rate in the state was 89.8%, above the Michigan rate of 23.9% across all lenders and compared with the lender's national rate of 76.3%.

295applications in MI, 20245.3% of the lender's total
23loans originated$1.7m
89.8%denial rateMI all lenders 23.9%
—median rate spreadMI 0.5 pp

Compared with the state and the lender's national record

MeasureIn MichiganMichigan, all lendersTammac Holdings Coporation, all statesUnited States
Denial rate89.8%23.9%76.3%24.3%
Median rate spread, pp—0.54.10.3
Originations with spread of 1.5 pp or more—18.4%97.8%15.6%
Average originated loan—$212k$94k$329k
Home purchase share100.0%51.2%100.0%57.0%
FHA-insured share0.0%10.0%0.0%13.4%
VA-guaranteed share0.0%4.5%0.0%7.9%

Trend by year

ApplicationsOriginations

0147.52952022: 1 Applications2024: 295 Applications2022: 0 Originations2024: 23 Originations202220232024
Tammac Holdings Coporation in Michigan: applications and originations, 2022–2024

This lender in stateMichigan, all lenders

0%44.9%89.8%2024: 89.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Michigan

By purpose

Home purchase 100% (23)

By type

Conventional 100% (23)

Denial reasons as coded

Credit history87%
Debt-to-income ratio8.9%
Employment history2%
Insufficient cash (downpayment, closing costs)0.8%
Other0.8%
Collateral0.4%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 246 denials in Michigan by first denial reason coded (outlined bar: all lenders in the state).

Counties in Michigan

CountyApplicationsOriginationsAmountDenial rate
Wayne County685$255k87.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Tammac Holdings Coporation originate in Michigan in 2024?

23 loans totalling $1.7m, from 295 applications reported for properties in Michigan.

What is Tammac Holdings Coporation's denial rate in Michigan?

89.8% of decided applications in Michigan were denied, against 23.9% for all lenders in the state and 76.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Michigan counties does Tammac Holdings Coporation lend in most?

By originations: Wayne County (5).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Michigan. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.