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Tammac Holdings Coporation in New York

HMDA record for properties in New York, calendar year 2024. National record · New York overview

LEI 549300FFVDRROF85IC57
Reporting agency Department of Housing and Urban Development
State New York

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In New York, Tammac Holdings Coporation reported 252 applications and 113 originations for 2024, $8.8m in all.

Its denial rate in the state was 30.0%, above the New York rate of 25.4% across all lenders and compared with the lender's national rate of 76.3%.

Applications in the state were down 6% on 2023.

252applications in NY, 20244.5% of the lender's total
113loans originated$8.8m
30.0%denial rateNY all lenders 25.4%
—median rate spreadNY 0.3 pp

Compared with the state and the lender's national record

MeasureIn New YorkNew York, all lendersTammac Holdings Coporation, all statesUnited States
Denial rate30.0%25.4%76.3%24.3%
Median rate spread, pp—0.34.10.3
Originations with spread of 1.5 pp or more—15.0%97.8%15.6%
Average originated loan$78k$446k$94k$329k
Home purchase share100.0%55.3%100.0%57.0%
FHA-insured share0.0%7.4%0.0%13.4%
VA-guaranteed share0.0%2.4%0.0%7.9%

Trend by year

ApplicationsOriginations

01342682022: 247 Applications2023: 268 Applications2024: 252 Applications2022: 65 Originations2023: 62 Originations2024: 113 Originations202220232024
Tammac Holdings Coporation in New York: applications and originations, 2022–2024

This lender in stateNew York, all lenders

0%31.6%63.2%2022: 63.2% This lender in state2023: 53.2% This lender in state2024: 30% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New York

By purpose

Home purchase 100% (113)

By type

Conventional 100% (113)

Denial reasons as coded

Credit history50.7%
Debt-to-income ratio39.7%
Employment history4.1%
Collateral2.7%
Insufficient cash (downpayment, closing costs)2.7%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 73 denials in New York by first denial reason coded (outlined bar: all lenders in the state).

Counties in New York

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Tammac Holdings Coporation originate in New York in 2024?

113 loans totalling $8.8m, from 252 applications reported for properties in New York.

What is Tammac Holdings Coporation's denial rate in New York?

30.0% of decided applications in New York were denied, against 25.4% for all lenders in the state and 76.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New York counties does Tammac Holdings Coporation lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New York. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.