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Tammac Holdings Coporation in Pennsylvania

HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview

LEI 549300FFVDRROF85IC57
Reporting agency Department of Housing and Urban Development
State Pennsylvania

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Pennsylvania, Tammac Holdings Coporation reported 311 applications and 103 originations for 2024, $8.2m in all.

Its denial rate in the state was 55.4%, above the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 76.3%.

The median rate spread on its Pennsylvania originations was 4.6 percentage points (state median 0.3).

Applications in the state were down 56% on 2023.

311applications in PA, 20245.6% of the lender's total
103loans originated$8.2m
55.4%denial ratePA all lenders 24.2%
4.6 ppmedian rate spreadPA 0.3 pp

Compared with the state and the lender's national record

MeasureIn PennsylvaniaPennsylvania, all lendersTammac Holdings Coporation, all statesUnited States
Denial rate55.4%24.2%76.3%24.3%
Median rate spread, pp4.60.34.10.3
Originations with spread of 1.5 pp or more100.0%14.1%97.8%15.6%
Average originated loan$80k$226k$94k$329k
Home purchase share100.0%48.7%100.0%57.0%
FHA-insured share0.0%9.8%0.0%13.4%
VA-guaranteed share0.0%4.0%0.0%7.9%

Trend by year

ApplicationsOriginations

03747482022: 748 Applications2023: 713 Applications2024: 311 Applications2022: 160 Originations2023: 100 Originations2024: 103 Originations202220232024
Tammac Holdings Coporation in Pennsylvania: applications and originations, 2022–2024

This lender in statePennsylvania, all lenders

0%33.7%67.4%2022: 67.4% This lender in state2023: 58.9% This lender in state2024: 55.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Pennsylvania

By purpose

Home purchase 100% (103)

By type

Conventional 100% (103)

Denial reasons as coded

Credit history67.1%
Debt-to-income ratio27.1%
Employment history3.9%
Collateral0.6%
Unverifiable information0.6%
Other0.6%
Insufficient cash (downpayment, closing costs)0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 155 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).

Counties in Pennsylvania

CountyApplicationsOriginationsAmountDenial rate
Bucks County3618$1.9m43.8%
Lancaster County258$720k—
York County284$260k77.8%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Tammac Holdings Coporation originate in Pennsylvania in 2024?

103 loans totalling $8.2m, from 311 applications reported for properties in Pennsylvania.

What is Tammac Holdings Coporation's denial rate in Pennsylvania?

55.4% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 76.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Pennsylvania counties does Tammac Holdings Coporation lend in most?

By originations: Bucks County (18), Lancaster County (8), York County (4).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.